396 Montserrat Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 396 Montserrat Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2021
Square Footage	2,301 sqft Living Area
Lot Size	6,969 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$400,000 (2021)
Tax Bill	$334.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`027442-2520`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	2,301 sqft Living Area
Gross Area	2,950 sqft Gross Area
1st Floor	2,301 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,969 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	441 sqft Garage
Porch Area	208 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	396 MONTSERRAT DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1199
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	97/44-51 WINDWARD RANCH PHASE THIRTEEN LOT 252 OR5454/194
Legal Range	28E
Legal Township	06S
Legal Section	36
Legal Subdivision	WINDWARD RANCH PHASE THIRTEEN
Legal Block	1
Legal Lot Number	252
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2017
Census Tract	20906

Owner

Source: St. Johns County records · APN 027442-2520

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	396 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1199
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Deed Doc Number	2021139253
Deed Book / Page	5454 / 194
Record Refreshed	Jun 08, 2026

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 28, 2021
Property Address	396 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1199
Document Number	0054540194
Book / Page	5454 / 194
Map Reference	MB 97 PG 44
Instrument Date	Dec 23, 2021
Instrument	2021139253
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	396 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1199

Mortgage

Document Number	0005454201
Date	Dec 28, 2021
Instrument	5454/201

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,413 (-1.95%) Land $100,000 Building $284,413	$384,413 (-6.76%) Land $100,000 Building $284,413
2025	$334.00 (-92.64%) Disabled Person's exemption Veteran's exemption	$392,060 (+2.9%)	$412,266 (-2.98%) Land $100,000 Building $312,266
2024	$4,537.00 (+1.96%) Homeowner's exemption	$381,011 (+3%)	$424,933 (+12.82%) Land $100,000 Building $324,933
2023	$4,450.00 (+2.8%) Homeowner's exemption	$369,914 (+3%)	$376,661 (+4.88%) Land $90,720 Building $285,941
2022	$4,329.00 Homeowner's exemption	$359,140	$359,140 Land $84,000 Building $275,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 26% of Florida
Wildfire Likelihood	About 1 in 787 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.