1. Home
  2. Florida
  3. St. Johns County
  4. Saint Augustine
  5. Montserrat Dr

434 Montserrat Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 434 Montserrat Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,280 sqft · built 2021
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$342,300 (Jan 2021)
Tax Bill$3,150 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027442-2560

Property Details

APN / Parcel Number

Primary APN027442-2560

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,280 sqft Living Area
Gross Area2,950 sqft
1st Floor Area2,280 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area208 sqft
Patio Area503 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address434 MONTSERRAT DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description97/44-51 WINDWARD RANCH PHASE THIRTEEN LOT 256 OR5164/1160
Legal Range28E
Legal Township06S
Legal Section36
Legal SubdivisionWINDWARD RANCH PHASE THIRTEEN
Legal Block1
Legal Lot Number256
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2017
Census Tract20906

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address434 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1197
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2021 · Amount on Record
Deed SaleJan 28, 2021 · Amount on Record
Deed Document Number202110071
Deed Book / Page5164 / 1160
Record UpdatedJun 8, 2026

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJan 28, 2021
Property Address434 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1197
Document Number0051641160
Book / Page5164 / 1160
Map ReferenceMB 97 PG 44
Instrument DateJan 28, 2021
Instrument2021010071
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2022
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,396.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1197

Mortgage

Document Number0051641164
DateJan 28, 2021
Instrument5164/1164
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$254,548 (+2.7%)$389,092 (-6.78%) Land $100,000 Building $289,092
2025$3,150.00 (+13.35%) Homeowner's exemption$247,856 (+2.9%)$417,403 (-1.57%) Land $100,000 Building $317,403
2024$2,779.00 (+2.06%) Homeowner's exemption$240,871 (+3%)$424,065 (+12.81%) Land $100,000 Building $324,065
2023$2,723.00 (+3.22%) Homeowner's exemption$233,855 (+3%)$375,895 (+4.24%) Land $90,720 Building $285,175
2022$2,638.00 Homeowner's exemption$227,044$360,616 Land $84,000 Building $276,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		1,000 / 200

May also be available: AT&T, Xfinity.

Nearby Properties on Montserrat Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures