St. Johns County property record for 426 Montserrat Dr, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,308 sqft · built 2021 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Sep 2023) |
| Tax Bill | $5,376 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Feb 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027442-2550 |
| Primary APN | 027442-2550 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,308 sqft Living Area |
| Gross Area | 2,957 sqft |
| 1st Floor Area | 2,308 sqft |
| Flooring | Carpet |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 426 MONTSERRAT DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 97/44-51 WINDWARD RANCH PHASE THIRTEEN LOT 255 OR5821/862 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 36 |
| Legal Subdivision | WINDWARD RANCH PHASE THIRTEEN |
| Legal Block | 1 |
| Legal Lot Number | 255 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 027442-2550
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 426 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 07, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 23, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 03, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 07, 2023 · Amount on Record |
| Deed Sale | Sep 07, 2023 · Amount on Record |
| Prior Sale | Jan 03, 2022 · Amount on Record |
| Deed Document Number | 202370724 |
| Deed Book / Page | 5821 / 862 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 07, 2023 |
| Property Address | 426 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1197 |
| Document Number | 0058210862 |
| Book / Page | 5821 / 862 |
| Map Reference | MB 97 PG 44-51 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 2023070724 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | FIRST NATIONAL LAND TRANSFER, FIRST NATL LAND TRANSFER INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 881 W WARREN AVE APT 309, 309, LONGWOOD, FL 32750-4041 |
| Name | Verified Name |
|---|---|
| Address | 426 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1197 |
| Document Number | 0005821866 |
|---|---|
| Date | Sep 07, 2023 |
| Instrument | 5821/866 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 23, 2022 |
| Property Address | 426 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1197 |
| Document Number | 0054991359 |
| Book / Page | 5499 / 1359 |
| Map Reference | MB 97 PG 44 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 2022019905 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1197 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 03, 2022 |
| Property Address | 426 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1197 |
| Document Number | 0054591603 |
| Book / Page | 5459 / 1603 |
| Map Reference | MB 97 PG 44 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 2022000291 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 426 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1197 |
| Document Number | 0054591607 |
|---|---|
| Date | Jan 03, 2022 |
| Instrument | 5459/1607 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,176 (-6.76%) Land $100,000 Building $285,176 | $385,176 (-6.76%) Land $100,000 Building $285,176 | |
| 2025 | $5,376.00 (+5.43%) Homeowner's exemption | $413,102 (-2.98%) | $413,102 (-2.98%) Land $100,000 Building $313,102 |
| 2024 | $5,099.00 (+1.09%) Homeowner's exemption | $425,805 (+12.82%) | $425,805 (+12.82%) Land $100,000 Building $325,805 |
| 2023 | $5,044.00 (+4.19%) | $377,427 (+4.88%) | $377,427 (+4.88%) Land $90,720 Building $286,707 |
| 2022 | $4,841.00 | $359,878 | $359,878 Land $84,000 Building $275,878 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 74 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force 67 of 74 on primary residences |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024, other causes |
| Wildfire Risk | Moderate above 61% of the US · above 35% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 610 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures