416 Houston St, Borger, TX 79007 Property Records

Hutchinson County property record for 416 Houston St, Borger, TX 79007

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,478 sqft · built 1963
Lot Size	0.231 acres (10,080 sqft)
Owner	Individual Name on Record
Tax Bill	$2,636 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit
APN	`02440-00006-00100-000000`

Property Details

APN / Parcel Number

Primary APN	`02440-00006-00100-000000`
Alternative APN	`13721`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,478 sqft Living Area
Gross Area	1,998 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	140 ft deep x 72 ft wide
Garage Area	330 sqft
Porch	Porch
Porch Area	100 sqft

Location & Zoning

Account Number	02440-00006-00100-000000
Street Address	416 HOUSTON ST
City	BORGER
State	TX
Zip	79007-6426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 & E12 OF 2 BLK 6 UNIVERSITY HTS
Legal Subdivision	UNIVERSITY HEIGHTS
Legal Block	6
Jurisdiction	HUTCHINSON TX
Township / Civil Division	BORGER
Census Block Group	5
Census Block	5008
Census Tract	950900

Owner

Source: Hutchinson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1033 W WILSON ST, BORGER, TX 79007-4661
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2023
Deed Sale	Nov 13, 2023
Prior Sale	Mar 16, 2022 · Amount on Record
Deed Document Number	2023387175
Deed Book / Page	2378 / 12
Record Updated	Oct 29, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUTCHINSON TX
Recording Date	Mar 16, 2022
Property Address	416 HOUSTON ST, BORGER, TX 79007-6426
Document Number	002274/204
Book / Page	2274 / 204
Map Reference	VOL 2 PG 13
Instrument Date	Mar 9, 2022
Instrument	381209
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	MERIDIAN LAND TITLE LLC, AMERICAN LAND TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 HOUSTON ST, BORGER, TX 79007-6426

Mortgage

Document Number	0000381210
Date	Mar 16, 2022
Instrument	381210

Lender

Name	CITIZENS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hutchinson County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Borger City
County	Hutchinson County
Unified School District	Borger Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,636.00	$107,470 (-) Land $5,760 Building $101,710	$107,470 (-) Land $5,760 Building $101,710
2025	$2,636.00 (+20.81%)	$107,470 (+8.9%) Land $5,760 Building $101,710	$107,470 (+8.9%) Land $5,760 Building $101,710
2023		$98,690 Land $5,760 Building $92,930	$98,690 Land $5,760 Building $92,930
2022	$2,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 86% of Texas
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BORGER MUNICIPAL WATER SYSTEM serves 12,419 people · EPA ID TX1170001
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Pathwayz Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
AW Broadband Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20