Hutchinson County property record for 408 Houston St, Borger, TX 79007
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,379 sqft · built 1960 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $141,120 (Oct 2022) |
| Tax Bill | $3,836 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Oct 2022 Mortgage + 1 more |
| APN | 02440-00006-00400-000000 |
| Primary APN | 02440-00006-00400-000000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,379 sqft Living Area |
| Gross Area | 2,113 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 9,100 sqft (0.209 acres) |
| Lot Dimensions | 140 ft deep x 65 ft wide |
| Garage Area | 288 sqft |
| Porch | Porch |
| Porch Area | 350 sqft |
| Account Number | 02440-00006-00400-000000 |
|---|---|
| Street Address | 408 HOUSTON ST |
| City | BORGER |
| State | TX |
| Zip | 79007-6426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W7.5-4, 5 & E7.5-6 BLK 6 UNIVERSITY HTS |
| Legal Subdivision | UNIVERSITY HEIGHTS ADDITION |
| Legal Block | 6 |
| Jurisdiction | HUTCHINSON TX |
| Township / Civil Division | BORGER |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 950900 |
Source: Hutchinson County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 408 HOUSTON ST, BORGER, TX 79007-6426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · VA Mortgage LEND A LOAN LLC |
| Oct 20, 2022 | Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 15, 2022 | Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2022 · Amount on Record |
| Deed Sale | Oct 20, 2022 · Amount on Record |
| Prior Sale | Aug 15, 2022 · Amount on Record |
| Deed Document Number | 2022383694 |
| Deed Book / Page | 2321 / 315 |
| Prior Transfer Date | Mar 14, 2008 |
| Prior Transfer Doc | 001477/209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUTCHINSON TX |
| Property Address | 408 HOUSTON ST, BORGER, TX 79007-6426 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 408 HOUSTON ST, BORGER, TX 79007-6426 |
| Document Number | 0002402/46 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 2402/46 |
| Instrument | 388523 |
| Name | LEND A LOAN LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HUTCHINSON TX |
| Recording Date | Oct 20, 2022 |
| Property Address | 408 HOUSTON ST, BORGER, TX 79007-6426 |
| Document Number | 002321/315 |
| Book / Page | 2321 / 315 |
| Map Reference | VOL 2 PG 13 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 383694 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | PIONEER-LAWYERS LAND TITLE SERVICES, PIONEER LAWYERS LAND TTL SVC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 HOUSTON ST, BORGER, TX 79007-6426 |
| Document Number | 0000383695 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 383695 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HUTCHINSON TX |
| Recording Date | Aug 15, 2022 |
| Property Address | 408 HOUSTON ST, BORGER, TX 79007-6426 |
| Document Number | 0002304/15 |
| Book / Page | 2304 / 15 |
| Map Reference | VOL 2 PG 13 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 382946 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Title Company | PIONEER-LAWYERS LAND TITLE SERVICES, PIONEER LAWYERS LAND TTL SVC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | RRI BOX 50 B50, TYRONE, OK 73951 |
| Name | Verified Name |
|---|---|
| Address | 408 HOUSTON ST, BORGER, TX 79007-6426 |
| Document Number | 0000382947 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 382947 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Hutchinson County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Borger City |
| County | Hutchinson County |
| Unified School District | Borger Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,836.00 (+88.13%) Homeowner's exemption | $156,410 (-) Land $5,200 Building $151,210 | $156,410 (-) Land $5,200 Building $151,210 |
| 2025 | $156,410 (+9.14%) Land $5,200 Building $151,210 | $156,410 (+9.14%) Land $5,200 Building $151,210 | |
| 2023 | $143,310 Land $5,200 Building $138,110 | $143,310 Land $5,200 Building $138,110 | |
| 2022 | $2,039.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 86% of Texas |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BORGER MUNICIPAL WATER SYSTEM serves 12,419 people · EPA ID TX1170001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Pathwayz Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| AW Broadband Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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