Hutchinson County property record for 413 Houston St, Borger, TX 79007
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,823 sqft · built 2013 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,442 (2026) |
| Deeds & Mortgages | Mar 2025 Mortgage May 2026 Sale + 2 more |
| APN | 02440-00002-01200-000000 |
| Primary APN | 02440-00002-01200-000000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,823 sqft Living Area |
| Gross Area | 2,335 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 9,100 sqft (0.209 acres) |
| Lot Dimensions | 140 ft deep x 65 ft wide |
| Garage Area | 432 sqft |
| Account Number | 02440-00002-01200-000000 |
|---|---|
| Street Address | 413 HOUSTON ST |
| City | BORGER |
| State | TX |
| Zip | 79007-6425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12 BLK 2 UNIVERSITY HTS |
| Legal Subdivision | UNIVERSITY HEIGHTS ADDITION |
| Legal Block | 2 |
| Jurisdiction | HUTCHINSON TX |
| Township / Civil Division | BORGER |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 950900 |
413 Houston St is owned and occupied by an individual who acquired it in May 2026.
Source: Hutchinson County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 HOUSTON ST, BORGER, TX 79007-6425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY 1 LENDING INC |
| May 4, 2026 | Warranty Deed, Transfer LIGHTHOUSE LAND TITLE COMPANY, LIGHT HOUSE TITLE COMPANY |
| Aug 9, 2021 | Vendor's Lien, Transfer · FHA Mortgage AMARILLO NATIONAL BANK |
| Aug 9, 2021 | Intrafamily Transfer, Transfer PIONEER-LAWYERS LAND TITLE SERVICES, PIONEER LAWYERS LAND TTL SVC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2026 |
| Deed Sale | May 4, 2026 |
| Prior Sale | Aug 9, 2021 · Amount on File |
| Deed Document Number | 2026394902 |
| Deed Book / Page | 2515 / 174 |
| Prior Transfer Date | Aug 2, 2021 |
| Prior Transfer Doc | 2232/339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUTCHINSON TX |
| Property Address | 413 HOUSTON ST, BORGER, TX 79007-6425 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 413 HOUSTON ST, BORGER, TX 79007-6425 |
| Document Number | 0002454/71 |
|---|---|
| Date | Mar 24, 2025 |
| Book Page | 2454/71 |
| Instrument | 391414 |
| Name | LIBERTY 1 LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LIVONIA, MI 48150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUTCHINSON TX |
| Recording Date | May 4, 2026 |
| Property Address | 413 HOUSTON ST, BORGER, TX 79007-6425 |
| Document Number | 0000394902 |
| Book / Page | 2515 / 174 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026394902 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | LIGHTHOUSE LAND TITLE COMPANY, LIGHT HOUSE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 HOUSTON ST, BORGER, TX 79007-6425 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HUTCHINSON TX |
| Recording Date | Aug 9, 2021 |
| Property Address | 413 HOUSTON ST, BORGER, TX 79007-6425 |
| Document Number | 002232/342 |
| Book / Page | 2232 / 342 |
| Map Reference | VOL 3 PG 8 |
| Instrument Date | Aug 4, 2021 |
| Instrument | 378930 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | PIONEER-LAWYERS LAND TITLE SERVICES, PIONEER LAWYERS LAND TTL SVC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 413 HOUSTON ST, BORGER, TX 79007-6425 |
| Name | Verified Name |
|---|---|
| Address | 134 W OCLA ST, BORGER, TX 79007-8258 |
| Document Number | 0000378931 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 378931 |
| Name | AMARILLO NATIONAL BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HUTCHINSON TX |
| Recording Date | Aug 9, 2021 |
| Property Address | 413 HOUSTON ST, BORGER, TX 79007-6425 |
| Document Number | 002232/339 |
| Book / Page | 2232 / 339 |
| Map Reference | VOL 3 PG 8 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 378929 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | PIONEER-LAWYERS LAND TITLE SERVICES, PIONEER LAWYERS LAND TTL SVC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 CAMINO DEL CIELO, TRUTH OR CONSEQUENCES, NM 87901-3180 |
| Name | Verified Name |
|---|---|
| Address | 413 HOUSTON ST, BORGER, TX 79007-6425 |
The 2026 property tax bill for 413 Houston St was $4,442 with a homeowner's exemption, up 111.1% from the year before.
Source: Hutchinson County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Borger City |
| County | Hutchinson County |
| Unified School District | Borger Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,442.00 (+111.12%) Homeowner's exemption | $181,080 (-) Land $5,200 Building $175,880 | $181,080 (-) Land $5,200 Building $175,880 |
| 2025 | $2,104.00 Homeowner's exemption | $181,080 Land $5,200 Building $175,880 | $181,080 Land $5,200 Building $175,880 |
| 2023 | $166,050 Land $5,200 Building $160,850 | $166,050 Land $5,200 Building $160,850 | |
| 2022 | $3,646.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 413 Houston St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 413 Houston St is high, ranking above 88% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 86% of Texas |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BORGER MUNICIPAL WATER SYSTEM serves 12,419 people · EPA ID TX1170001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Pathwayz Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| AW Broadband Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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