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407 Houston St, Borger, TX 79007 Property Records

Hutchinson County property record for 407 Houston St, Borger, TX 79007

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,407 sqft · built 2013
Lot Size0.196 acres (8,542 sqft)
OwnerIndividual Name on File
Last Sale$163,631 (Jul 2023)
Tax Bill$4,302 (2026)
Deeds & MortgagesJul 2023 Second Mortgage
Jul 2023 Mortgage
+ 2 more
APN02440-00002-00905-000000

Property Details

APN / Parcel Number

Primary APN02440-00002-00905-000000
Alternative APN
  • 13813

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,407 sqft Living Area
Gross Area3,163 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Lot Area8,542 sqft (0.196 acres)
Lot Dimensions140 ft deep x 61 ft wide
Garage Area480 sqft
PorchPorch
Porch Area60 sqft

Location & Zoning

Account Number02440-00002-00905-000000
Street Address407 HOUSTON ST
CityBORGER
StateTX
Zip79007-6425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW61 OF 9 BLK 2 UNIVERSITY HTS
Legal SubdivisionUNIVERSITY HEIGHTS ADDITION
Legal Block2
JurisdictionHUTCHINSON TX
Township / Civil DivisionBORGER
Census Block Group5
Census Block5006
Census Tract950900

Owner

407 Houston St is owned and occupied by an individual who bought it in July 2023.

Source: Hutchinson County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address407 HOUSTON ST, BORGER, TX 79007-6425
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AMARILLO NATIONAL BANK
Jul 17, 2023Vendor's Lien, Transfer · FHA Mortgage
AMARILLO NATIONAL BANK
Jan 31, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Dec 11, 2017Vendor's Lien, Transfer · FHA Mortgage
NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2023 · Amount on File
Deed SaleJul 17, 2023 · Amount on File
Prior SaleDec 11, 2017 · Amount on File
Deed Document Number2023386104
Deed Book / Page2361 / 37
Prior Transfer DateOct 12, 2009
Prior Transfer Doc0000337602
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUTCHINSON TX
Property Address407 HOUSTON ST, BORGER, TX 79007-6425
Transaction TypeMortgage
Record UpdatedAug 17, 2023
Title CompanyPIONEER-LAWYERS LAND TITLE SERVICES, PIONEER LAWYERS LAND TTL SVC

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 HOUSTON ST, BORGER, TX 79007-6425

Mortgage

Document Number0002361/61
DateJul 17, 2023
Book Page2361/61
Instrument386106
Lender
NameAMARILLO NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term36 Months
DueJul 11, 2026

July 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUTCHINSON TX
Recording DateJul 17, 2023
Property Address407 HOUSTON ST, BORGER, TX 79007-6425
Document Number0002361/37
Book / Page2361 / 37
Map ReferenceVOL 3 PG 8
Instrument DateJul 14, 2023
Instrument386104
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyPIONEER-LAWYERS LAND TITLE SERVICES, PIONEER LAWYERS LAND TTL SVC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address407 HOUSTON ST, BORGER, TX 79007-6425

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 HOUSTON ST, BORGER, TX 79007-6425

Mortgage

Document Number0000386105
DateJul 17, 2023
Instrument386105
Lender
NameAMARILLO NATIONAL BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUTCHINSON TX
Property Address407 HOUSTON ST, BORGER, TX 79007-6425
Transaction TypeMortgage
Record UpdatedFeb 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 HOUSTON ST, BORGER, TX 79007-6425

Mortgage

Document Number002265/165
DateJan 31, 2022
Book Page2265/165
Instrument380735
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2051

December 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUTCHINSON TX
Recording DateDec 11, 2017
Property Address407 HOUSTON ST, BORGER, TX 79007-6425
Document Number002018/197
Book / Page2018 / 197
Map ReferenceVOL 2 PG 13 SL 127-1
Instrument DateNov 30, 2017
Instrument00366456
Transaction TypeTransfer
Record UpdatedDec 21, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 HOUSTON ST, BORGER, TX 79007-6425

Mortgage

Document Number0000366457
DateDec 11, 2017
Instrument00366457
Lender
NameNATIONS RELIABLE LENDING LLC
TypeLending Institution
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 407 Houston St was $4,302 with a homeowner's exemption, up 93.8% from the year before.

Source: Hutchinson County assessment roll, as of January 15, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBorger City
CountyHutchinson County
Unified School DistrictBorger Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,302.00 (+93.78%) Homeowner's exemption$175,400 (-) Land $4,880 Building $170,520$175,400 (-) Land $4,880 Building $170,520
2025$2,220.00 Homeowner's exemption$175,400 Land $4,880 Building $170,520$175,400 Land $4,880 Building $170,520
2023$162,520 (+28.41%) Land $4,880 Building $157,640$162,520 (+28.41%) Land $4,880 Building $157,640
2022$3,616.00$126,560 Land $4,880 Building $121,680$126,560 Land $4,880 Building $121,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 407 Houston St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Houston St is high, ranking above 88% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 86% of Texas
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBORGER MUNICIPAL WATER SYSTEM
serves 12,419 people · EPA ID TX1170001
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Pathwayz
Fiber		1,000 / 1,000
Sparklight
Cable		1,000 / 50
AW Broadband
Fixed Wireless		300 / 100
Verizon
Fixed Wireless		300 / 20

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