416 Harbor Crest Dr, Waterloo, SC 29384 Property Records

Laurens County property record for 416 Harbor Crest Dr, Waterloo, SC 29384 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.797 acres (34,738 sqft)
Owner	2 Individual Names on File
Last Sale	$238,000 (Feb 2018)
Tax Bill	$1,849 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242-00-00-063`

Property Details

APN / Parcel Number

Primary APN	`242-00-00-063`
Alternative APNs	`2420000063 00745093` `00745093`

Exterior

Lot Area	34,738 sqft (0.797 acres)

Location & Zoning

Street Address	416 HARBOR CREST DR
City	WATERLOO
State	SC
Zip	29384-3644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 HARBOR CREST PHASE I
Legal Subdivision	HARBOR CREST
Legal Phase	1
Legal Lot Number	15
Jurisdiction	LAURENS SC
Township / Civil Division	PRINCETON
Census Block Group	3
Census Block	3035
Census Tract	920202

Owner

Source: Laurens County records · APN 242-00-00-063

Assessment roll updated February 3, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	416 HARBOR CREST DR, WATERLOO, SC 29384-3644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 02, 2018 · Amount on Record
Deed Sale	Feb 02, 2018 · Amount on Record
Deed Document Number	2018993
Deed Book / Page	1366 / 200
Prior Transfer Date	Feb 29, 2008
Prior Transfer Doc	0008740058
Record Updated	Jun 08, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAURENS SC
Recording Date	Feb 02, 2018
Property Address	416 HARBOR CREST DR, WATERLOO, SC 29384-3644
Document Number	0013660200
Book / Page	001366 / 000200
Instrument Date	Feb 01, 2018
Instrument	993
Transaction Type	Transfer
Record Updated	Feb 08, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$880.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 HARBOR CREST DR WATERLOO SC 293843644, WATERLOO, SC 29384-3644

Mortgage

Document Number	24070052
Date	Feb 02, 2018
Book Page	002407/000052
Instrument	994

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Laurens County records · Assessment roll updated February 3, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,849.00 (+4.64%)	$10,800 (-) Land $3,200 Building $7,600
2024	$1,767.00 (+45.55%)	$10,800 (-) Land $3,200 Building $7,600
2023	$1,214.00 (-28.67%)	$10,800 (-) Land $3,200 Building $7,600	$270,000 (-0.74%) Land $80,000 Building $190,000
2022	$1,702.00	$10,800 Land $3,200 Building $7,600	$272,000 (-) Land $80,000 Building $192,000
2021			$272,000 Land $80,000 Building $192,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Laurens County (45059C), updated June 20, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450599202023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2017, rainfall accumulation

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of South Carolina
Wildfire Likelihood	About 1 in 1,786 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Piedmont Rural Telephone Cooperative	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.