Laurens County property record for 498 Harbor Crest Dr, Waterloo, SC 29384
| Property Type | Mobile Home |
|---|---|
| Lot Size | 0.675 acres (29,436 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Sep 2025) |
| Tax Bill | $1,300 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Apr 2024 Sale + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-00-00-067 |
| Primary APN | 242-00-00-067 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 29,436 sqft (0.675 acres) |
| Street Address | 498 HARBOR CREST DR |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384-3644 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 19 HARBOR CREST PHASE I |
| Legal Subdivision | HARBOR CREST |
| Legal Phase | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | PRINCETON |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 920202 |
Source: Laurens County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 498 HARBOR CREST DR, WATERLOO, SC 29384-3644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed, Transfer · VA Mortgage MID-CONTINENT FUNDING INC |
| Apr 3, 2024 | Deed, Subdivision Related Transfer |
| Jun 22, 2021 | Deed, Transfer |
| May 26, 2021 | Deed, Transfer |
| May 26, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Nov 18, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 23, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 5, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on Record |
| Deed Sale | Sep 22, 2025 · Amount on Record |
| Prior Sale | Apr 3, 2024 |
| Deed Document Number | 20258522 |
| Deed Book / Page | 1936 / 66 |
| Prior Transfer Date | May 25, 2021 |
| Prior Transfer Doc | 0015760155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Sep 22, 2025 |
| Property Address | 498 HARBOR CREST DR, WATERLOO, SC 29384-3644 |
| Document Number | 0D19360066 |
| Book / Page | D1936 / 66 |
| Map Reference | MB B15 PG 2 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025008522 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $702.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 498 HARBOR CREST DR, WATERLOO, SC 29384-3644 |
| Document Number | 2025008523 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025008523 |
| Name | MID-CONTINENT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Apr 3, 2024 |
| Property Address | 498 HARBOR CREST DR, WATERLOO, SC 29384-3644 |
| Document Number | 0D18070132 |
| Book / Page | D1807 / 132 |
| Instrument Date | Mar 15, 2024 |
| Instrument | 2024002551 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 7, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $643.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Jun 22, 2021 |
| Property Address | 498 HARBOR CREST DR, WATERLOO, SC 29384-3644 |
| Document Number | 0D15820068 |
| Book / Page | D1582 / 68 |
| Map Reference | MB A-37 PG 8 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 2021005644 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 612 WATKINS RD, GREENVILLE, SC 29617-1314 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | May 26, 2021 |
| Property Address | 498 HARBOR CREST DR, WATERLOO, SC 29384-3644 |
| Document Number | 0D15760160 |
| Book / Page | D1576 / 160 |
| Map Reference | MB A 37 PG 8 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021004774 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $814.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 612 WATKINS RD, GREENVILLE, SC 29617-1314 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | May 26, 2021 |
| Property Address | 498 HARBOR CREST DR, WATERLOO, SC 29384-3644 |
| Document Number | 0D15760155 |
| Book / Page | D1576 / 155 |
| Map Reference | MB A-37 PG 8 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021004773 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 WATERLOO SHORES RD, WATERLOO, SC 29384-3761 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Nov 18, 2020 |
| Property Address | 498 HARBOR CREST DR, WATERLOO, SC 29384-3644 |
| Document Number | 0015400041 |
| Book / Page | 001540 / 000041 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 9176 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 185 WATERLOO SHORES RD WATERLOO SC 293843761, WATERLOO, SC 29384-3761 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Dec 23, 2019 |
| Property Address | 498 HARBOR CREST DR, WATERLOO, SC 29384-3644 |
| Document Number | 0014840195 |
| Book / Page | 001484 / 000195 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 12257 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 498 HARBOR CREST DR WATERLOO SC 293843644, WATERLOO, SC 29384-3644 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Oct 5, 2018 |
| Property Address | 498 HARBOR CREST DR, WATERLOO, SC 29384-3644 |
| Document Number | 0014080293 |
| Book / Page | 001408 / 000293 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 8737 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 498 HARBOR CREST DR WATERLOO SC 293843644, WATERLOO, SC 29384-3644 |
Source: Laurens County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,300.00 (-37.38%) Homeowner's exemption | $9,480 (+58%) Land $4,600 Building $4,880 | |
| 2024 | $2,076.00 | $6,000 (-) Land $3,380 Building $2,620 | |
| 2023 | $6,000 (-) | $100,000 (-19.68%) Building $100,000 | |
| 2022 | $2,034.00 | $6,000 Land $3,380 Building $2,620 | $124,500 (-47.47%) Land $80,000 Building $44,500 |
| 2021 | $237,000 Land $115,000 Building $122,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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