350 Harbor Crest Dr, Waterloo, SC 29384 Property Records

Laurens County property record for 350 Harbor Crest Dr, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Lot Size	0.694 acres (30,248 sqft)
Owner	Individual Name on Record
Last Sale	$489,900 (Jul 2026)
Tax Bill	$2,285 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`242-00-00-058`

Property Details

APN / Parcel Number

Primary APN	`242-00-00-058`
Alternative APNs	`2420000058 00743093` `00743093`

Exterior

Lot Area	30,248 sqft (0.694 acres)

Location & Zoning

Street Address	350 HARBOR CREST DR
City	WATERLOO
State	SC
Zip	29384-3643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 HARBOR CREST PHASE I
Legal Subdivision	HARBOR CREST
Legal Phase	1
Legal Lot Number	10
Jurisdiction	LAURENS SC
Township / Civil Division	PRINCETON
Census Block Group	3
Census Block	3035
Census Tract	920202

Owner

Source: Laurens County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	350 HARBOR CREST DR, WATERLOO, SC 29384-3643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed, Transfer · Conventional Mortgage LOWER LLC
Jun 14, 2021	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 26, 2018	Warranty Deed, Transfer · FHA Mortgage TOWNEBANK
Jul 18, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 19, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Jun 14, 2021 · Amount on Record
Deed Document Number	20266663
Deed Book / Page	2022 / 193
Prior Transfer Date	Jul 7, 2017
Prior Transfer Doc	0013330190
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Jul 2, 2026
Property Address	350 HARBOR CREST DR, WATERLOO, SC 29384-3643
Document Number	0000006663
Book / Page	2022 / 193
Instrument Date	Jun 26, 2026
Instrument	20266663
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183,075.63
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 HARBOR CREST DR, WATERLOO, SC 29384-3643
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006664,
Date	Jul 2, 2026
Instrument	20266664

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Jun 14, 2021
Property Address	350 HARBOR CREST DR, WATERLOO, SC 29384-3643
Document Number	0D15800259
Book / Page	D1580 / 259
Map Reference	MB A-37 PG 8
Instrument Date	Jun 11, 2021
Instrument	2021005415
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	429 MALLOWBRANCH DR, SAINT JOHNS, FL 32259-4051

Mortgage

Document Number	0M27090187
Date	Jun 14, 2021
Book Page	M2709/187
Instrument	2021005416

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAURENS SC
Recording Date	Mar 26, 2018
Property Address	350 HARBOR CREST DR, WATERLOO, SC 29384-3643
Document Number	0D13750020
Book / Page	D1375 / 020
Map Reference	MB A-37 PG 8
Instrument Date	Mar 23, 2018
Instrument	2018002530
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,069.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	350 HARBOR CREST DR, WATERLOO, SC 29384-3643

Mortgage

Document Number	2018002531
Date	Mar 26, 2018
Instrument	2018002531

Lender

Name	TOWNEBANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAURENS SC
Recording Date	Jul 18, 2017
Property Address	350 HARBOR CREST DR, WATERLOO, SC 29384-3643
Document Number	0013330190
Book / Page	001333 / 000190
Instrument Date	Jul 7, 2017
Instrument	6498
Transaction Type	Transfer
Record Updated	Jul 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 HARBOR CREST DR WATERLOO SC 293843643, WATERLOO, SC 29384-3643

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Jul 19, 2017
Property Address	350 HARBOR CREST DR, WATERLOO, SC 29384-3643
Document Number	0013330252
Book / Page	001333 / 000252
Instrument Date	Jul 7, 2017
Instrument	6555
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$18.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	15084 ALSASK CIR PORT CHARLOTTE FL 339813178, PORT CHARLOTTE, FL 33981-3178

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,285.00 (+4.67%) Homeowner's exemption	$13,440 (-) Land $3,200 Building $10,240
2024	$2,183.00 (+46.02%) Homeowner's exemption	$13,440 (-0.03%) Land $3,200 Building $10,240
2023	$1,495.00 (-28.91%)	$13,444 (-33.35%) Land $3,200 Building $10,244	$336,100 (-0.71%) Land $80,000 Building $256,100
2022	$2,103.00	$20,170 Land $4,800 Building $15,370	$338,500 (-) Land $80,000 Building $258,500
2021			$338,500 Land $80,000 Building $258,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbor Crest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures