Laurens County property record for 478 Harbor Crest Dr, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $102,000 (Dec 1995) |
| Tax Bill | $1,155 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-00-00-066 |
| Primary APN | 242-00-00-066 |
|---|---|
| Alternative APNs |
|
| Old Parcel Number | 2420000066 00743793 |
|---|---|
| Street Address | 478 HARBOR CREST DR |
| City | WATERLOO |
| State | SC |
| Zip | 29384-3644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 & 18A HARBOR CREST PH I |
| Legal Subdivision | HARBOR CREST |
| Legal Phase | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | PRINCETON |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 920202 |
Source: Laurens County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 478 HARBOR CREST DR, WATERLOO, SC 29384-3644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 1995 · Amount on Record |
| Deed Sale | Dec 13, 1995 · Amount on Record |
| Deed Document Number | 0000360238 |
| Record Updated | Jun 8, 2026 |
Source: Laurens County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,155.00 (+4.52%) Homeowner's exemption | $6,600 (-) Land $1,740 Building $4,860 | |
| 2024 | $1,105.00 (+44.07%) Homeowner's exemption | $6,600 (-) Land $1,740 Building $4,860 | |
| 2023 | $767.00 (-24.8%) | $6,600 (+4.76%) Land $1,744 Building $4,856 | $165,000 (-15.82%) Land $43,600 Building $121,400 |
| 2022 | $1,020.00 | $6,300 Land $1,740 Building $4,560 | $196,000 (-3.69%) Land $80,000 Building $116,000 |
| 2021 | $203,500 Land $80,000 Building $123,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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