Preble County property record for 322 E High St, Eaton, OH 45320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 1947 |
| Lot Size | 0.188 acres (8,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,900 (Aug 2020) |
| Tax Bill | $1,431 (2025) |
| Deeds & Mortgages | Aug 2020 Second Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M40-0006-043-03-011-000 |
| Primary APN | M40-0006-043-03-011-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| 1st Floor Area | 1,458 sqft |
| Basement Area | 540 sqft |
| Unfinished Basement | 540 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 8,185 sqft (0.188 acres) |
| Lot Dimensions | 124 ft deep x 66 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 322 E HIGH ST |
|---|---|
| City | EATON |
| State | OH |
| Zip | 45320-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 568 |
| Legal Lot Number | 568 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | EATON |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 455002 |
Source: Preble County records · APN M40-0006-043-03-011-000
Assessment roll updated March 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 322 E HIGH ST, EATON, OH 45320-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY |
| Aug 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 17, 2006 | Warranty Deed, Transfer · Balloon Mortgage OWNIT MORTGAGE SOLUTIONS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 18, 2020 · Amount on Record |
| Deed Sale | Aug 18, 2020 · Amount on Record |
| Prior Sale | Nov 22, 2011 · Amount on Record |
| Deed Document Number | 20203907 |
| Deed Book / Page | 407 / 2252 |
| Prior Transfer Date | Nov 08, 2010 |
| Prior Transfer Doc | 300/2242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 322 E HIGH ST, EATON, OH 45320-1822 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | PM TITLE COMPANY, M&M TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 407/2271 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 407/2271 |
| Instrument | 202000003909 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Aug 18, 2020 |
| Property Address | 322 E HIGH ST, EATON, OH 45320-1822 |
| Document Number | 407/2252 |
| Book / Page | 407 / 2252 |
| Instrument Date | Aug 06, 2020 |
| Instrument | 202000003907 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | M&M TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 322 E HIGH ST, EATON, OH 45320-1822 |
| Document Number | 202000003908 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 202000003908 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Number | 00407/2271 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 407/2271 |
| Instrument | 202000003909 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Jul 17, 2006 |
| Property Address | 322 E HIGH ST, EATON, OH 45320-1822 |
| Document Number | 00251/0149 |
| Book / Page | 251 / 0149 |
| Instrument Date | Jul 07, 2006 |
| Instrument | 200600072773 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | TITLEVISION LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $184.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 E HIGH ST, EATON, OH 45320-1822 |
| Document Number | 200600072774 |
|---|---|
| Date | Jul 17, 2006 |
| Instrument | 200600072774 |
| Name | OWNIT MORTGAGE SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.75% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 8.75% |
| Max Rate At Change | 11.7% |
| Index | 6-Month LIBOR |
| Max Rate | 14.7% |
Source: Preble County records · Assessment roll updated March 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| Municipality | Eaton City |
| Unified School District | Eaton Community City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,431.00 (+1.13%) Homeowner's exemption | $39,380 (-) Land $7,670 Building $31,710 | |
| 2024 | $1,415.00 (-14.19%) Homeowner's exemption | $39,380 (-) Land $7,670 Building $31,710 | |
| 2023 | $1,649.00 (+28.13%) Homeowner's exemption | $39,380 (+33.76%) Land $7,670 Building $31,710 | $112,500 (-) Land $21,900 Building $90,600 |
| 2022 | $1,287.00 Homeowner's exemption | $29,440 Land $7,350 Building $22,090 | |
| 2020 | $112,500 Land $21,900 Building $90,600 |
Source: FEMA National Flood Hazard Layer, Preble County (39135C), as of May 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391354550024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 463 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH6801612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EATON PUBLIC WATER SYSTEM serves 8,400 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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