Black Hawk County property record for 401 Argyle St, Waterloo, IA 50703
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 1,824 sqft · built 1901 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,582 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-24-163-018 |
| Primary APN | 8913-24-163-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Total Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Architectural Style | Duplex Single |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 3,000 sqft (0.069 acres) |
| Lot Dimensions | 50 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 270 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 275 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 401 ARGYLE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3822 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | RAILROAD ADDITION WATERLOO S 50 FT LOT 11 AND 12 BLK 29 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | RAILROAD ADDITION WATERLOO |
| Legal Block | 29 |
| Legal Lot Number | 11,12 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Walnut Street Historic District listed 2019 · 90 contributing resources · NRIS 100004414 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
401 Argyle St, a duplex, is owned by an individual.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2653 SARATOGA DR, WATERLOO, IA 50702-5144 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 401 ARGYLE ST, WATERLOO, IA 50703-3822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700019003 |
|---|---|
| Date | May 1, 2017 |
| Instrument | 2017-00019003 |
| Name | GREAT WESTERN BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 401 Argyle St was $1,582, up 29% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,582.00 (+29.04%) | $77,510 Land $4,050 Building $73,460 | $77,510 Land $4,050 Building $73,460 |
| 2024 | $1,226.00 | ||
| 2023 | $56,520 (+10.67%) Land $4,050 Building $52,470 | $56,520 Land $4,050 Building $52,470 | |
| 2022 | $1,122.00 | $51,070 Land $4,050 Building $47,020 | |
| 2021 | $51,070 Land $4,050 Building $47,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Argyle St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1993–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 401 Argyle St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink, T-Mobile.
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