409 W 22nd St, Covington, KY 41014 Property Records

Kenton County property record for 409 W 22nd St, Covington, KY 41014

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,738 sqft · built 1914
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,000 (Jun 2017)
Tax Bill	$927 (2025)
Deeds & Mortgages	Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-23-03-003.00`

Property Details

APN / Parcel Number

Primary APN	`055-23-03-003.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,738 sqft Finished Area
Gross Area	1,850 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	90 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	409 W 22ND ST
City	COVINGTON
State	KY
Zip	41014-1605
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LAMBERT WM LOT 6
Legal Subdivision	LAMBERT WM
Legal Lot Number	6
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3016
Census Tract	65000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2820 ASHLAND AVE, COVINGTON, KY 41015-1015
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2017 · Amount on Record
Deed Sale	Jun 15, 2017 · Amount on Record
Deed Document Number	201706 15 059 00147
Deed Book / Page	6181 / 252
Last Transfer Date	Mar 6, 2025
Transfer Doc	0005900101
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 15, 2017
Property Address	409 W 22ND ST, COVINGTON, KY 41014-1605
Document Number	0000000147
Book / Page	0C6181 / 000252
Instrument Date	Jun 8, 2017
Instrument	147
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W 22ND ST COVINGTON KY 410141605, COVINGTON, KY 41014-1605

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,000 (+42.86%) Land $10,000 Building $90,000	$100,000 (+42.86%) Land $10,000 Building $90,000
2025	$927.00 (-0.54%)	$70,000 (-) Land $5,000 Building $65,000	$70,000 (-) Land $5,000 Building $65,000
2023	$932.00	$70,000 Land $5,000 Building $65,000	$70,000 Land $5,000 Building $65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20