415 Thorntree Lake Ct, Eureka, MO 63025 Property Records

St. Louis County property record for 415 Thorntree Lake Ct, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,948 sqft · built 1997
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$885,000 (Aug 2025)
Tax Bill	$6,930 (2024)
Deeds & Mortgages	Feb 2025 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29W-3-1-019-1`

Property Details

APN / Parcel Number

Primary APN	`29W-3-1-019-1`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,948 sqft Living Area
1st Floor Area	1,523 sqft
Basement Area	1,000 sqft
Unfinished Basement	78 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	121 ft deep x 120 ft wide
Garage Area	645 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	182 sqft
Deck Area	360 sqft
Patio Area	360 sqft
Balcony	Balcony
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	415 THORNTREE LAKE CT
City	EUREKA
State	MO
Zip	63025-2070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	98R5CUP
Legal Description	THORNTREE ESTATES AT THE LEGENDS PLAT ONE LOT 12 7 16 90
Legal Subdivision	THORNTREE ESTATES AT THE LEGENDS PLAT
Legal Lot Number	12 7
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1066
Census Tract	221503

Owner

Source: St. Louis County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	415 THORNTREE LAKE CT, EUREKA, MO 63025-2070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2025	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 6, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 14, 2017	Deed of Trust, Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2025 · Amount on Record
Deed Sale	Aug 6, 2025 · Amount on Record
Prior Sale	Mar 4, 2016 · Amount on Record
Deed Document Number	2025080600628
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	415 THORNTREE LAKE CT, EUREKA, MO 63025-2070
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 THORNTREE LAKE CT, EUREKA, MO 63025-2070

Mortgage

Document Number	2025022100633
Date	Feb 21, 2025
Instrument	2025022100633

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	415 THORNTREE LAKE CT, EUREKA, MO 63025-2070
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 THOMTREE LAKE CT, EUREKA, MO 63025

Mortgage

Document Number	0246341392
Date	Feb 4, 2021
Book Page	24634/1392
Instrument	2021020400664

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2041

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 6, 2025
Property Address	415 THORNTREE LAKE CT, EUREKA, MO 63025-2070
Document Number	2025080600628
Map Reference	MB 296 PG 100&101
Instrument Date	Jul 29, 2025
Instrument	2025080600628
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	ATG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	574 AUTUMN BLUFF DR, ELLISVILLE, MO 63021-5960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 THORNTREE LAKE CT, EUREKA, MO 63025-2070

Mortgage

Document Number	2025080600629
Date	Aug 6, 2025
Instrument	2025080600629

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	415 THORNTREE LAKE CT, EUREKA, MO 63025-2070
Document Number	0227023330
Book / Page	022702 / 003330
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 THORNTREE LAKE CT EUREKA MO 630252070, EUREKA, MO 63025-2070

Mortgage

Document Number	0227023330
Date	Sep 20, 2017
Book Page	022702/003330
Instrument	560

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,780 (+9.64%) Land $22,530 Building $79,250	$535,700 (+9.64%) Land $118,600 Building $417,100
2024	$6,930.00 (-0.09%)	$92,830 (-) Land $15,010 Building $77,820
2023	$6,936.00	$92,830 Land $15,010 Building $77,820	$488,600 Land $79,000 Building $409,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	15 (1983–2017)
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 4 claims Severe Storms And Flooding, Mar 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Thorntree Lake Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures