412 Thorntree Lake Ct, Eureka, MO 63025 Property Records

St. Louis County property record for 412 Thorntree Lake Ct, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,340 sqft · built 1997
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Company Names on File
Last Sale	$500,000 (Mar 1998)
Tax Bill	$8,661 (2024)
Deeds & Mortgages	Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29W-31-0267`

Property Details

APN / Parcel Number

Primary APN	`29W-31-0267`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,340 sqft Living Area
Gross Area	5,981 sqft
1st Floor Area	1,297 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	30 sqft
Deck Area	368 sqft
Patio Area	368 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 THORNTREE LAKE CT
City	EUREKA
State	MO
Zip	63025-2070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	98R5CUP
Legal Description	THORNTREE ESTATES AT THE LEGENDS PLAT ONE LOT 19 7 16 90
Legal Subdivision	THORNTREE ESTATES AT THE LEGENDS PLAT
Legal Lot Number	19
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1066
Census Tract	221503

Owner

Source: St. Louis County records · APN 29W-31-0267

Assessment roll updated September 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	412 THORNTREE LAKE CT, EUREKA, MO 63025-2070
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 1998 · Amount on Record
Deed Sale	Mar 27, 1998 · Amount on Record
Prior Sale	Oct 14, 1997 · Amount on Record
Deed Document Number	1998327
Deed Book / Page	1517 / 1978
Last Transfer Date	Nov 12, 2024
Transfer Doc	0000000398
Record Updated	Sep 20, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	412 THORNTREE LAKE CT, EUREKA, MO 63025-2070
Document Number	0223400999
Book / Page	022340 / 000999
Instrument Date	Dec 09, 2016
Transaction Type	Mortgage
Record Updated	Jan 10, 2017
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FIN'L SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 THORNTREE LAKE CT EUREKA MO 630252070, EUREKA, MO 63025-2070

Mortgage

Document Number	0223400999
Date	Jan 04, 2017
Book Page	022340/000999
Instrument	425

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 03, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,830 (+5.87%) Land $22,930 Building $99,900	$646,500 (+5.88%) Land $120,700 Building $525,800
2024	$8,661.00 (-0.09%)
2023	$8,669.00	$116,020 Land $15,300 Building $100,720	$610,600 Land $80,500 Building $530,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	15 (1983–2017)
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 4 claims Severe Storms And Flooding, Mar 2008 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 106 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.