St. Louis County property record for 403 Thorntree Lake Ct, Eureka, MO 63025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 6,533 sqft · built 1993 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,475,726 (Jun 2026) |
| Tax Bill | $9,862 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29W-31-0223 |
| Primary APN | 29W-31-0223 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 6,533 sqft Living Area |
| Gross Area | 7,291 sqft |
| 1st Floor Area | 4,633 sqft |
| Basement Area | 1,900 sqft |
| Finished Basement | 1,900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 135 ft deep x 131 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 758 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 416 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Balcony Area | 51 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 403 THORNTREE LAKE CT |
|---|---|
| City | EUREKA |
| State | MO |
| Zip | 63025-2070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | THORNTREE ESTATES AT THE LEGENDS PLAT ONE LOT 15 7 16 90 |
| Legal Subdivision | THORNTREE ESTATES AT THE LEGENDS PLAT |
| Legal Lot Number | 15 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 221503 |
Source: St. Louis County records · APN 29W-31-0223
Assessment roll updated September 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 THORNTREE LAKE CT, EUREKA, MO 63025-2070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Nov 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 28, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 18, 2018 | Warranty Deed, Transfer NEW AMERICAN FNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Jul 18, 2018 · Amount on Record |
| Deed Document Number | 2026293 |
| Prior Transfer Date | May 16, 2002 |
| Prior Transfer Doc | 0000000125 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 12, 2026 |
| Property Address | 403 THORNTREE LAKE CT, EUREKA, MO 63025-2070 |
| Document Number | 0000000293 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 2026293 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 THORNTREE LAKE CT, EUREKA, MO 63025-2070 |
| Document Number | 0000000294, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 2026612294 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | Jun 02, 2040 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 403 THORNTREE LAKE CT, EUREKA, MO 63025-2070 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|---|
| Address | 403 THORNTREE LAKE CT, EUREKA, MO 63025-2070 |
| Document Number | 2023111600400 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 2023111600400 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 403 THORNTREE LAKE CT, EUREKA, MO 63025-2070 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 403 THORNTREE LAKE CT, EUREKA, MO 63025-2070 |
| Document Number | 2022112800320 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 2022112800320 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 18, 2018 |
| Property Address | 403 THORNTREE LAKE CT, EUREKA, MO 63025-2070 |
| Document Number | 0231141922 |
| Book / Page | 023114 / 001922 |
| Instrument Date | Jul 09, 2018 |
| Instrument | 315 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2018 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 THORNTREE LAKE CT EUREKA MO 630252070, EUREKA, MO 63025-2070 |
| Document Number | 231141926 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 023114/001926 |
| Instrument | 316 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 17, 2033 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Eureka City |
| Unified School District | Rockwood R-VI School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,862.00 (+14.5%) | $136,160 (+18.02%) Land $28,520 Building $107,640 | $716,600 (+18.02%) Land $150,100 Building $566,500 |
| 2024 | $8,613.00 (-0.08%) | ||
| 2023 | $8,620.00 | $115,370 Land $19,000 Building $96,370 | $607,200 Land $100,000 Building $507,200 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 15 (1983–2017) |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 106 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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