404 Thorntree Lake Ct, Eureka, MO 63025 Property Records

St. Louis County property record for 404 Thorntree Lake Ct, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,965 sqft · built 1992
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$392,974 (Jan 1993)
Tax Bill	$9,745 (2024)
Deeds & Mortgages	Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29W-3-1-024-5`

Property Details

APN / Parcel Number

Primary APN	`29W-3-1-024-5`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	24 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,965 sqft Living Area
1st Floor Area	2,090 sqft
Basement Area	1,650 sqft
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Bungalow
Exterior Material	Brick
Foundation Type	Raised
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	132 ft deep x 144 ft wide
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	49 sqft
Porch	Open Porch
Porch Area	339 sqft
Patio Area	156 sqft
Balcony	Balcony
Balcony Area	41 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 THORNTREE LAKE CT
City	EUREKA
State	MO
Zip	63025-2070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	98R5CUP
Legal Description	THORNTREE ESTATES AT THE LEGENDS PLAT ONE LOT 17 7 16 90
Legal Subdivision	THORNTREE ESTATES AT THE LEGENDS PLAT
Legal Lot Number	17 7
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1066
Census Tract	221503

Owner

Source: St. Louis County records · APN 29W-3-1-024-5

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 THORNTREE LAKE CT, EUREKA, MO 63025-2070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 01, 1993 · Amount on Record
Deed Sale	Jan 01, 1993 · Amount on Record
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	404 THORNTREE LAKE CT, EUREKA, MO 63025-2070
Document Number	0225061348
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 THORNTREE LAKE CT EUREKA MO 630252070, EUREKA, MO 63025-2070

Mortgage

Document Number	0225061348
Date	May 02, 2017
Book Page	022506/001348
Instrument	203

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,200 (+14.3%) Land $30,700 Building $118,500	$785,300 (+14.31%) Land $161,600 Building $623,700
2024	$9,745.00 (-0.08%)
2023	$9,753.00	$130,530 Land $20,460 Building $110,070	$687,000 Land $107,700 Building $579,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	15 (1983–2017)
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 4 claims Severe Storms And Flooding, Mar 2008 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 106 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.