Ramsey County property record for 415 Thomas Ave, Saint Paul, MN 55103
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 876 sqft · built 1891 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,900 (Jan 2018) |
| Tax Bill | $3,090 (2025) |
| Deeds & Mortgages | Jul 2020 Sale Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-29-23-21-0144 |
| Primary APN | 36-29-23-21-0144 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 876 sqft Living Area |
| 1st Floor Area | 588 sqft |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 331300 |
|---|---|
| Street Address | 415 THOMAS AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55103-1626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITHS SUB OF STINSNS DIV B 2 6 7 8 LOT 7 BLK 8 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 36 |
| Legal Subdivision | SMITHS SUB OF STINSNS DIV B 2 6 7 8 |
| Legal Block | 8 |
| Legal Lot Number | 7 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 32600 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11267 WHITEWATER DR, SAINT PAUL, MN 55129-5309 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2020 | Warranty Deed, Transfer TITLESMART |
| Jan 17, 2018 | Warranty Deed, Transfer AMERICAN MTG & EQUITY CNSLTS I |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2018 · Amount on Record |
| Deed Sale | Jan 17, 2018 · Amount on Record |
| Prior Sale | Feb 1, 2012 · Amount on Record |
| Deed Document Number | 20184694322 |
| Prior Transfer Date | Jan 12, 2018 |
| Prior Transfer Doc | 0004694322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jul 1, 2020 |
| Property Address | 415 THOMAS AVE, SAINT PAUL, MN 55103-1626 |
| Document Number | 0004819799 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 4819799 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | TITLESMART |
| Amount | Amount Recorded |
|---|---|
| Tax | $408.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11267 WHITEWATER DR WOODBURY MN 551295309, WOODBURY, MN 55129-5309 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jan 17, 2018 |
| Property Address | 415 THOMAS AVE, SAINT PAUL, MN 55103-1626 |
| Document Number | 0004694322 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 4694322 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | TITLE SMART INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $373.66 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 THOMAS AVE ST PAUL MN 551031626, ST PAUL, MN 55103-1626 |
| Document Number | 4694324 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | 4694324 |
| Name | AMERICAN MTG & EQUITY CNSLTS I |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMINGTON, MN 55435 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 16, 2048 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,500 (+28.81%) Land $25,000 Building $156,500 | $181,500 (+28.81%) Land $25,000 Building $156,500 | |
| 2025 | $3,090.00 (+55.75%) | ||
| 2023 | $1,984.00 | $140,900 Land $20,000 Building $120,900 | $140,900 Land $20,000 Building $120,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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