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407 Thomas Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 407 Thomas Ave, Saint Paul, MN 55103

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 936 sqft · built 1999
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$144,097 (Oct 2001)
Tax Bill$4,384 (2025)
Deeds & MortgagesOct 2017 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN36-29-23-21-0146

Property Details

APN / Parcel Number

Primary APN36-29-23-21-0146
Alternative APNs
  • 8590285
  • 655391

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft
Basement Area300 sqft
Finished Basement300 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions125 ft deep x 40 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area484 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number655391
Street Address407 THOMAS AVE
CitySAINT PAUL
StateMN
Zip55103-1626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMITHS SUB OF STINSNS DIV B 2 6 7 8 LOT 9 BLK 8
Legal Range23
Legal Township29
Legal Section36
Legal SubdivisionSMITHS SUB OF STINSNS DIV B 2 6 7 8
Legal Block8
Legal Lot Number9
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group2
Census Block2007
Census Tract32600

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address407 THOMAS AVE, SAINT PAUL, MN 55103-1626
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
NEIGHBORWORKS HM PTRS
Oct 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
NEIGHBORWORKS HM PTRS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2001 · Amount on Record
Deed SaleOct 22, 2001 · Amount on Record
Prior SaleMar 14, 2000 · Amount on Record
Deed Document Number2001294744
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address407 THOMAS AVE, SAINT PAUL, MN 55103-1626
Document Number0002599728
Instrument DateOct 12, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 THOMAS AVE ST PAUL MN 551031626, ST PAUL, MN 55103-1626

Mortgage

Document Number0002599728
DateOct 20, 2017
Instrument2599728
Lender
NameNEIGHBORWORKS HM PTRS
AddressSAINT PAUL, MN 55103
Agreement
TypeConventional Mortgage
AmountAmount Recorded

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address407 THOMAS AVE, SAINT PAUL, MN 55103-1626
Document Number0002599729
Instrument DateOct 12, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 THOMAS AVE ST PAUL MN 551031626, ST PAUL, MN 55103-1626

Mortgage

Document Number0002599729
DateOct 20, 2017
Instrument2599729
Lender
NameNEIGHBORWORKS HM PTRS
AddressSAINT PAUL, MN 55103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 19, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$259,300 (-7.13%) Land $25,000 Building $234,300$259,300 (-7.13%) Land $25,000 Building $234,300
2025$4,384.00 (+12.3%)
2023$3,904.00 Homeowner's exemption$279,200 Land $20,000 Building $259,200$279,200 Land $20,000 Building $259,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
GigFire
Fixed Wireless		150 / 130
AT&T
Fixed Wireless		100 / 20

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