Ramsey County property record for 397 Thomas Ave, Saint Paul, MN 55103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,138 sqft · built 1885 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,375 (Oct 2021) |
| Tax Bill | $3,506 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Oct 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-29-23-21-0148 |
| Primary APN | 36-29-23-21-0148 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,138 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Family Room | Family Room |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 30465 |
|---|---|
| Street Address | 397 THOMAS AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55103-1626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITHS SUB OF STINSNS DIV B 2 6 7 8 LOT 11 BLK 8 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 36 |
| Legal Subdivision | SMITHS SUB OF STINSNS DIV B 2 6 7 8 |
| Legal Block | 8 |
| Legal Lot Number | 11 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 32600 |
397 Thomas Ave is owned and occupied by an individual who bought it in October 2021.
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 397 THOMAS AVE, SAINT PAUL, MN 55103-1626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2021 | Correction Deed MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC |
| Oct 1, 2021 | Special Warranty Deed, Transfer MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC |
| Feb 8, 2021 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2021 · Amount on File |
| Deed Sale | Oct 1, 2021 · Amount on File |
| Prior Sale | Feb 8, 2021 · Amount on File |
| Deed Document Number | 20214910719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 1, 2021 |
| Property Address | 397 THOMAS AVE, SAINT PAUL, MN 55103-1626 |
| Document Number | 0A04910721 |
| Instrument Date | Sep 27, 2021 |
| Instrument | A04910721 |
| Record Updated | Aug 15, 2022 |
| Title Company | MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 397 THOMAS AVE, SAINT PAUL, MN 55103-1626 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 1, 2021 |
| Property Address | 397 THOMAS AVE, SAINT PAUL, MN 55103-1626 |
| Document Number | 0A04910719 |
| Instrument Date | Sep 19, 2021 |
| Instrument | A04910719 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Tax | $182.74 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1600 E SOUTH ST DOUGLASS RD200-A, 1600, ANAHEIM, CA 92805-4903 |
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 397 THOMAS AVE, SAINT PAUL, MN 55103-1626 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Feb 8, 2021 |
| Property Address | 397 THOMAS AVE, SAINT PAUL, MN 55103-1626 |
| Document Number | 0A04862860 |
| Instrument Date | Dec 8, 2020 |
| Instrument | A04862860 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | AUTHORITY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 397 THOMAS AVE, SAINT PAUL, MN 55103-1626 |
| Document Number | 0A04862862 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | A04862862 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 397 Thomas Ave was $3,506 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,100 (+5.82%) Land $25,000 Building $224,100 | $249,100 (+5.82%) Land $25,000 Building $224,100 | |
| 2025 | $3,506.00 Homeowner's exemption | $235,400 Land $25,000 Building $210,400 | $235,400 Land $25,000 Building $210,400 |
| 2023 | $2,992.00 Homeowner's exemption | $200,200 Land $20,000 Building $180,200 | $200,200 Land $20,000 Building $180,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 397 Thomas Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 397 Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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