425 Thomas Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 425 Thomas Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,690 sqft · built 1890
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Sep 1998)
Tax Bill	$1,458 (2025)
Deeds & Mortgages	May 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-29-23-21-0141`

Property Details

APN / Parcel Number

Primary APN	`36-29-23-21-0141`
Alternative APNs	`8036400` `51884`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1910
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	51884
Street Address	425 THOMAS AVE
City	SAINT PAUL
State	MN
Zip	55103-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS SUB OF STINSNS DIV B 2 6 7 8 LOT 4 BLK 8
Legal Range	23
Legal Township	29
Legal Section	36
Legal Subdivision	SMITHS SUB OF STINSNS DIV B 2 6 7 8
Legal Block	8
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2007
Census Tract	32600

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	425 THOMAS AVE, SAINT PAUL, MN 55103-1626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 1998 · Amount on Record
Deed Sale	Sep 9, 1998 · Amount on Record
Deed Document Number	1998258471
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	425 THOMAS AVE, SAINT PAUL, MN 55103-1626
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04988017
Date	May 10, 2023
Instrument	A04988017

Lender

Name	HIWAY CU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2038

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,000 (+61.42%) Land $25,000 Building $134,000	$159,000 (+61.42%) Land $25,000 Building $134,000
2025	$1,458.00 (-14.03%)
2023	$1,696.00 Homeowner's exemption	$98,500 Land $20,000 Building $78,500	$98,500 Land $20,000 Building $78,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20