415 Pinnacle Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 415 Pinnacle Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,667 sqft · built 2018
Lot Size	0.097 acres (4,204 sqft)
Owner	Individual Name on Record
Last Sale	$1,010,000 (Oct 2018)
Tax Bill	$11,768 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`612-241-55`

Property Details

APN / Parcel Number

Primary APN	`612-241-55`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,667 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	4,204 sqft (0.097 acres)
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	415 PINNACLE DR
City	LAKE FOREST
State	CA
Zip	92630-8729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17707 BLK LOT 25
Legal Subdivision	TR 17707
Legal Tract	17707
Legal Lot Number	25
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3003
Census Tract	52423

Owner

Source: Orange County records, as of January 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	415 PINNACLE DR, LAKE FOREST, CA 92630-8729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Oct 16, 2018	Grant Deed, Transfer · ARM PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Deed Document Number	2018375832
Last Transfer Date	Dec 26, 2025
Transfer Doc	0000361106
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 31, 2025
Property Address	415 PINNACLE DR, LAKE FOREST, CA 92630-8729
Document Number	0000361106
Map Reference	MB 961 PG 1-6
Instrument Date	Dec 26, 2025
Instrument	2025000361106
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 PINNACLE DR, LAKE FOREST, CA 92630-8729

Mortgage

Document Number	0000361107
Date	Dec 31, 2025
Instrument	2025000361107

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 16, 2018
Property Address	415 PINNACLE DR, LAKE FOREST, CA 92630-8729
Document Number	0000375832
Map Reference	MB961 PG1-6
Instrument Date	Sep 4, 2018
Instrument	2018000375832
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	415 PINNACLE DR, LAKE FOREST, CA 92630-8729

Mortgage

Document Number	0000375833
Date	Oct 16, 2018
Instrument	2018000375833

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.12%
Index	1-Year LIBOR
Max Rate	11.1%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,768.00 (+1.85%) Homeowner's exemption	$1,126,665 (+4.04%) Land $511,933 Building $614,732
2024	$11,554.00 (+2.42%)
2023	$11,281.00 (+1.82%) Homeowner's exemption	$1,082,916 Land $492,054 Building $590,862
2022	$11,079.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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