385 Pinnacle Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 385 Pinnacle Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,667 sqft · built 2018
Lot Size	0.089 acres (3,878 sqft)
Owner	Individual Name on Record
Last Sale	$1,450,000 (Dec 2023)
Tax Bill	$15,590 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`612-241-58`

Property Details

APN / Parcel Number

Primary APN	`612-241-58`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,667 sqft Living Area

Exterior

Year Built	Built 2018
Lot Area	3,878 sqft (0.089 acres)
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	385 PINNACLE DR
City	LAKE FOREST
State	CA
Zip	92630-8728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17707 BLK LOT 22
Legal Tract	17707
Legal Lot Number	22
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3003
Census Tract	52423

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	385 PINNACLE DR, LAKE FOREST, CA 92630-8728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Aug 17, 2018	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Aug 17, 2018 · Amount on Record
Deed Document Number	2023000318910
Record Updated	Jun 8, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 29, 2023
Property Address	385 PINNACLE DR, LAKE FOREST, CA 92630-8728
Document Number	0000318910
Map Reference	MB 961 PG 1-6
Instrument Date	Dec 13, 2023
Instrument	2023000318910
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 PINNACLE DR, LAKE FOREST, CA 92630-8728

Mortgage

Document Number	0000318911
Date	Dec 29, 2023
Instrument	2023000318911

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	1-Year T-Bill
Max Rate	11.1%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 17, 2018
Property Address	385 PINNACLE DR, LAKE FOREST, CA 92630-8728
Document Number	0000302693
Map Reference	MB961 PG1-6
Instrument Date	Jul 17, 2018
Instrument	2018000302693
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	385 PINNACLE DR, LAKE FOREST, CA 92630-8728

Mortgage

Document Number	0000302694
Date	Aug 17, 2018
Instrument	2018000302694

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Sep 1, 2019
Change Frequency	Annually
Min Rate At Change	4.32%
Max Rate At Change	82.5%
Index	6-Month LIBOR
Max Rate	11.2%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,590.00 (+31.12%)	$1,479,000 (+30.48%) Land $780,057 Building $698,943
2023	$11,890.00 (+1.82%)	$1,133,517 Land $530,098 Building $603,419
2022	$11,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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