Habersham County property record for 234 Old River Rd, Cornelia, GA 30531
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 1,750 sqft · built 1992 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Jul 2020) |
| Tax Bill | $2,781 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 025 132 |
| Primary APN | 025 132 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,750 sqft Heated Area |
| Gross Area | 2,344 sqft |
| 1st Floor Area | 1,750 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 47,045 sqft (1.08 acres) |
| Lot Width | 200 ft Width |
| Pool Area | 630 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 170 sqft |
| Deck Area | 90 sqft |
| Patio Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 377492 |
|---|---|
| Street Address | 234 OLD RIVER RD |
| City | CORNELIA |
| State | GA |
| Zip | 30531-5841 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | LI |
| Legal Description | 10-53 LT 35 PB 23-113 1226-502 |
| Legal Subdivision | OLD RIVER |
| Legal Lot Number | 35 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 603 |
234 Old River Rd, a residential property, is owned and occupied by two individuals who bought it in July 2020.
Source: Habersham County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 234 OLD RIVER RD, CORNELIA, GA 30531-5841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed of Trust, Mortgage · Line of Credit PINNACLE BANK |
| Sep 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Jul 13, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2020 · Amount on File |
| Deed Sale | Jul 13, 2020 · Amount on File |
| Prior Sale | Dec 12, 2005 · Amount on File |
| Deed Document Number | 20201381 |
| Deed Book / Page | 1226 / 502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 234 OLD RIVER RD, CORNELIA, GA 30531-5841 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 234 OLD RIVER RD, CORNELIA, GA 30531-5841 |
| Document Number | 0000001347/0000001051 |
|---|---|
| Date | Sep 28, 2023 |
| Book Page | 0000001347/0000001051 |
| Name | PINNACLE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 234 OLD RIVER RD, CORNELIA, GA 30531-5841 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 234 OLD RIVER RD, CORNELIA, GA 30531-5841 |
| Document Number | 0000001278/0000000181 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 0000001278/0000000181 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jul 13, 2020 |
| Property Address | 234 OLD RIVER RD, CORNELIA, GA 30531-5841 |
| Document Number | 001226/502 |
| Book / Page | 1226 / 502 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 2020-001381 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 234 OLD RIVER RD, CORNELIA, GA 30531-5841 |
| Document Number | 0000001226/0000000504 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 0000001226/0000000504 |
| Name | QUICKEN LOANS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2026 property tax bill for 234 Old River Rd was $2,781, down 2.4% from the year before.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,781.00 (-2.35%) | $122,003 (+3.48%) Land $18,257 Building $103,746 | $305,006 (+3.48%) Land $45,642 Building $259,364 |
| 2025 | $2,848.00 | $117,899 Land $17,063 Building $100,836 | $294,747 Land $42,657 Building $252,090 |
| 2023 | $2,128.00 (+14.1%) | $81,988 (+14.09%) Land $7,232 Building $74,756 | $204,970 (+14.09%) Land $18,080 Building $186,890 |
| 2022 | $1,865.00 | $71,864 Land $7,232 Building $64,632 | $179,660 Land $18,080 Building $161,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 234 Old River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2020) |
| Most Recent Claim | Oct 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 234 Old River Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream DSL · Cable in parts of the area | 100 / 20 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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