415 Obsidian Dr, Elgin, OK 73538 Property Records

Comanche County property record for 415 Obsidian Dr, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,378 sqft · built 2011
Lot Size	0.77 acres (33,575 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Oct 2017)
Tax Bill	$3,390 (2025)
Deeds & Mortgages	Feb 2024 Transfer Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N10W-29-1-50500-001-0008`

Property Details

APN / Parcel Number

Primary APN	`04N10W-29-1-50500-001-0008`
Alternative APNs	`050500-0010008-00000` `96936`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,378 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	33,575 sqft (0.77 acres)
Garage Type	Attached
Garage Area	578 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	96936
Street Address	415 OBSIDIAN DR
City	ELGIN
State	OK
Zip	73538-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW RIDGE ESTATES PT 1 BLOCK 1 LOT 8
Legal Range	10W
Legal Township	04N
Legal Section	29
Legal Subdivision	SHADOW RIDGE ESTATES
Legal Block	1
Legal Lot Number	8
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	2
Census Block	2028
Census Tract	2101

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 OBSIDIAN DR, ELGIN, OK 73538-3822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Intrafamily Transfer, Transfer
Oct 19, 2017	Joint Tenancy Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2017 · Amount on Record
Deed Sale	Oct 19, 2017 · Amount on Record
Prior Sale	Aug 18, 2011 · Amount on Record
Deed Document Number	201715964
Deed Book / Page	7922 / 92
Prior Transfer Date	Oct 18, 2017
Prior Transfer Doc	007922/092
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COMANCHE OK
Recording Date	Feb 26, 2024
Property Address	415 OBSIDIAN DR, ELGIN, OK 73538-3822
Document Number	009510/218
Book / Page	9510 / 218
Instrument Date	Feb 26, 2024
Instrument	2024-002620
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

October 2017: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	COMANCHE OK
Recording Date	Oct 19, 2017
Property Address	415 OBSIDIAN DR, ELGIN, OK 73538-3822
Document Number	007922/092
Book / Page	7922 / 092
Instrument Date	Oct 18, 2017
Instrument	2017-015964
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	SOVEREIGN TITLE SERVICES, SOVERIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$397.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 OBSIDIAN DR, ELGIN, OK 73538-3822

Mortgage

Document Number	2017015965
Date	Oct 19, 2017
Instrument	2017-015965

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,550 (+3%) Land $3,569 Building $31,981	$316,007 (-15.72%) Land $31,727 Building $284,280
2025	$3,390.00 (-0.03%) Homeowner's exemption	$34,515 (+4.59%) Land $3,465 Building $31,050	$374,965 (+10.41%) Land $42,500 Building $332,465
2024	$3,391.00 (+7.82%) Homeowner's exemption	$33,000 (+6.09%) Land $3,585 Building $29,415	$339,622 (+4.82%) Land $42,500 Building $297,122
2023	$3,145.00 Homeowner's exemption	$31,106 Land $3,150 Building $27,956	$324,010 Land $28,000 Building $296,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 49% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber · Cable in parts of the area	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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