407 Obsidian Dr, Elgin, OK 73538 Property Records

Comanche County property record for 407 Obsidian Dr, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,479 sqft · built 2013
Lot Size	0.77 acres (33,576 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Mar 2021)
Tax Bill	$3,778 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N10W-29-1-50500-001-0004`

Property Details

APN / Parcel Number

Primary APN	`04N10W-29-1-50500-001-0004`
Alternative APNs	`050500-0010004-00000` `96932`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,479 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	33,576 sqft (0.77 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	96932
Street Address	407 OBSIDIAN DR
City	ELGIN
State	OK
Zip	73538-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW RIDGE ESTATES PT 1 BLOCK 1 LOT 4
Legal Range	10W
Legal Township	04N
Legal Section	29
Legal Subdivision	SHADOW RIDGE ESTATES
Legal Block	1
Legal Lot Number	4
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	2
Census Block	2028
Census Tract	2101

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 OBSIDIAN DR, ELGIN, OK 73538-3822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jul 11, 2017	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	20215534
Deed Book / Page	8716 / 168
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Mar 31, 2021
Property Address	407 OBSIDIAN DR, ELGIN, OK 73538-3822
Document Number	008716/168
Book / Page	8716 / 168
Instrument Date	Mar 31, 2021
Instrument	2021-005534
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 OBSIDIAN DR, ELGIN, OK 73538-3822

Mortgage

Document Number	2021005535
Date	Mar 31, 2021
Instrument	2021-005535

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Jul 11, 2017
Property Address	407 OBSIDIAN DR, ELGIN, OK 73538-3822
Document Number	007859/037
Book / Page	7859 / 037
Instrument Date	Jun 15, 2017
Instrument	2017-010454
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017010455
Date	Jul 11, 2017
Instrument	2017-010455

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,219 (+5%) Land $8,075 Building $31,144	$348,616 (-8.65%) Land $71,778 Building $276,838
2025	$3,778.00 (-0.03%)	$37,352 (-) Land $3,743 Building $33,609	$381,639 (+5.91%) Land $42,500 Building $339,139
2024	$3,779.00 (+6.78%)	$37,352 (+10.25%) Land $4,001 Building $33,351	$360,326 (+19.65%) Land $42,500 Building $317,826
2023	$3,539.00	$33,879 Land $3,150 Building $30,729	$301,149 Land $28,000 Building $273,149

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 49% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber · Cable in parts of the area	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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