Comanche County property record for 408 Obsidian Dr, Elgin, OK 73538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,266 sqft · built 2011 |
| Lot Size | 0.825 acres (35,973 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (May 2019) |
| Tax Bill | $3,245 (2025) |
| Deeds & Mortgages | May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04N10W-29-1-50500-004-0005 |
| Primary APN | 04N10W-29-1-50500-004-0005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,266 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 35,973 sqft (0.825 acres) |
| Garage Type | Attached |
| Garage Area | 827 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 371 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 96952 |
|---|---|
| Street Address | 408 OBSIDIAN DR |
| City | ELGIN |
| State | OK |
| Zip | 73538-3821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW RIDGE ESTATES PT 1 BLOCK 4 LOT 5 |
| Legal Range | 10W |
| Legal Township | 04N |
| Legal Section | 29 |
| Legal Subdivision | SHADOW RIDGE ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | COMANCHE OK |
| Township / Civil Division | NORTHEAST COMANCHE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 2101 |
408 Obsidian Dr is owned and occupied by two individuals who bought it in May 2019.
Source: Comanche County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 OBSIDIAN DR, ELGIN, OK 73538-3821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2019 · Amount on File |
| Deed Sale | May 3, 2019 · Amount on File |
| Prior Sale | Jul 22, 2011 · Amount on File |
| Deed Document Number | 20196064 |
| Deed Book / Page | 8239 / 47 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COMANCHE OK |
| Recording Date | May 3, 2019 |
| Property Address | 408 OBSIDIAN DR, ELGIN, OK 73538-3821 |
| Document Number | 008239/047 |
| Book / Page | 8239 / 047 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 2019-006064 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | SOVEREIGN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 408 OBSIDIAN DR, ELGIN, OK 73538-3821 |
| Document Number | 2019006065 |
|---|---|
| Date | May 3, 2019 |
| Instrument | 2019-006065 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 408 Obsidian Dr was $3,245.
Source: Comanche County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Comanche County |
| Municipality | Elgin City |
| Unified School District | Elgin Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,686 (+5%) Land $4,452 Building $29,234 | $299,432 (-20.24%) Land $39,571 Building $259,861 | |
| 2025 | $3,245.00 (-0.03%) | $32,082 (-) Land $3,540 Building $28,542 | $375,395 (+6.06%) Land $42,500 Building $332,895 |
| 2024 | $3,246.00 (+6.81%) | $32,082 (+10.25%) Land $3,604 Building $28,478 | $353,936 (+9.26%) Land $42,500 Building $311,436 |
| 2023 | $3,039.00 | $29,099 Land $3,150 Building $25,949 | $323,930 Land $28,000 Building $295,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 408 Obsidian Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 Obsidian Dr is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 57% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Southwest Oklahoma Telephone Company Fiber · Cable in parts of the area | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink.
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