403 Obsidian Dr, Elgin, OK 73538 Property Records

Comanche County property record for 403 Obsidian Dr, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,019 sqft · built 2011
Lot Size	0.77 acres (33,575 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Feb 2025)
Tax Bill	$3,227 (2025)
Deeds & Mortgages	May 2022 Transfer Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N10W-29-1-50500-001-0002`

Property Details

APN / Parcel Number

Primary APN	`04N10W-29-1-50500-001-0002`
Alternative APNs	`050500-0010002-00000` `96930`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,019 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	33,575 sqft (0.77 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	96930
Street Address	403 OBSIDIAN DR
City	ELGIN
State	OK
Zip	73538-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW RIDGE ESTATES PT 1 BLOCK 1 LOT 2
Legal Range	10W
Legal Township	04N
Legal Section	29
Legal Subdivision	SHADOW RIDGE ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	2
Census Block	2028
Census Tract	2101

Owner

Source: Comanche County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 OBSIDIAN DR, ELGIN, OK 73538-3822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Transfer on Death Deed, Transfer
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2025 · Amount on Record
Deed Sale	Feb 28, 2025 · Amount on Record
Prior Sale	Aug 5, 2021 · Amount on Record
Deed Document Number	20252874
Deed Book / Page	9789 / 297
Prior Transfer Date	May 10, 2022
Prior Transfer Doc	009072/165
Record Updated	Jun 8, 2026

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COMANCHE OK
Recording Date	May 11, 2022
Property Address	403 OBSIDIAN DR, ELGIN, OK 73538-3822
Document Number	009072/165
Book / Page	9072 / 165
Instrument Date	May 10, 2022
Instrument	2022-008219
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Aug 5, 2021
Property Address	403 OBSIDIAN DR, ELGIN, OK 73538-3822
Document Number	008837/238
Book / Page	8837 / 238
Instrument Date	Aug 5, 2021
Instrument	2021-014433
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$417.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2021014434
Date	Aug 5, 2021
Instrument	2021-014434

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,227.00 Homeowner's exemption	$32,898 (+0.64%) Land $4,656 Building $28,242	$312,683 (+7.61%) Land $42,500 Building $270,183
2024	$3,227.00 (+2.93%) Homeowner's exemption	$32,688 (+5.41%) Land $4,781 Building $27,907	$290,561 (+5.41%) Land $42,500 Building $248,061
2023	$3,135.00 Homeowner's exemption	$31,010 Land $3,150 Building $27,860	$275,641 Land $28,000 Building $247,641

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 51% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber · Cable in parts of the area	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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