415 N Mill St, Festus, MO 63028 Property Records

Jefferson County property record for 415 N Mill St, Festus, MO 63028

Property Summary

Property TypeCommercial
Details1 ba
Lot Size0.741 acres (32,272 sqft)
OwnerCompany Name on Record
Deeds & MortgagesFeb 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN193.006.04013001

Property Details

APN / Parcel Number

Primary APN193.006.04013001

Interior

Full Baths1 Bath

Exterior

Lot Area32,272 sqft (0.741 acres)
Lot Dimensions233 ft deep x 124 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address415 N MILL ST
CityFESTUS
StateMO
Zip63028-1821
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCT1
Legal DescriptionDERBY CITY PT LOTS 1 & 7 BLOCK 14
Legal SubdivisionDERBY CITY
Legal Block14
Legal Lot Number1,7
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group5
Census Block5022
Census Tract700801

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address415 N MILL ST, FESTUS, MO 63028-1821
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 3, 2010
Transfer Doc0000031559
Record UpdatedOct 29, 2026

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJEFFERSON MO
Property Address415 N MILL ST, FESTUS, MO 63028-1821
Document Number0000006437
Instrument DateFeb 28, 2018
Transaction TypeMortgage
Record UpdatedMar 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address415 N MILL ST FESTUS MO 630281821, FESTUS, MO 63028-1821

Mortgage

Document Number0000006437
DateMar 2, 2018
Instrument6437
Lender
NameBOARD/CH EXTENSION/DISCIPLES/C
TypeFunding / Finance Company
AddressINDIANAPOLIS, IN 46204
Agreement
Term60 Months
DueMar 1, 2023

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1986–2009)
Claims Outside the SFHA3 of 7
Most Recent ClaimMay 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFESTUS PWS
serves 13,000 people · EPA ID MO6010276
Water SourcePurchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on N Mill St

Nearby Streets

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