400 N Mill St, Festus, MO 63028 Property Records

Jefferson County property record for 400 N Mill St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1920
Lot Size	0.132 acres (5,768 sqft)
Owner	Individual Name on Record
Last Sale	$76,600 (Jan 2021)
Tax Bill	$625 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`193.006.04014014`

Property Details

APN / Parcel Number

Primary APN	`193.006.04014014`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,604 sqft
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	5,768 sqft (0.132 acres)
Lot Dimensions	68 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	564 sqft
Porch	Enclosed Frame Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	400 N MILL ST
City	FESTUS
State	MO
Zip	63028-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	DANIEL MCALLISTER PT BLOCK 23
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	DANIEL MCALLISTER
Legal Block	23
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	4
Census Block	4017
Census Tract	700801

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	400 N MILL ST, FESTUS, MO 63028-1822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Warranty Deed, Transfer · FHA Mortgage GUILD MTG
Dec 18, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Prior Sale	Dec 18, 2020 · Amount on Record
Deed Document Number	20213985
Prior Transfer Date	Jan 8, 2009
Prior Transfer Doc	0000000879
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 27, 2021
Property Address	400 N MILL ST, FESTUS, MO 63028-1822
Document Number	0000003985
Instrument Date	Dec 11, 2020
Instrument	3985
Transaction Type	Transfer
Record Updated	Apr 2, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N MILL ST FESTUS MO 630281822, FESTUS, MO 63028-1822

Mortgage

Document Number	3986
Date	Jan 27, 2021
Instrument	3986

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 18, 2020
Property Address	400 N MILL ST, FESTUS, MO 63028-1822
Document Number	0000049126
Instrument Date	Dec 11, 2020
Instrument	49126
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N MILL ST FESTUS MO 630281822, FESTUS, MO 63028-1822

Mortgage

Document Number	49127
Date	Dec 18, 2020
Instrument	49127

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,400 (-) Land $1,500 Building $9,900	$60,300 (-) Land $8,100 Building $52,200
2025	$625.00 (+2.29%)	$11,400 (+5.56%) Land $1,500 Building $9,900	$60,300 (-) Land $8,100 Building $52,200
2024	$611.00 (+0.49%)		$60,300 (+5.98%) Land $8,100 Building $52,200
2023	$608.00	$10,800 Land $1,500 Building $9,300	$56,900 Land $8,100 Building $48,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	21 (1982–2024)
Claims Outside the SFHA	5 of 21
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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