406 N Mill St, Festus, MO 63028 Property Records

Jefferson County property record for 406 N Mill St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,026 sqft · built 1947
Lot Size	0.344 acres (14,998 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,130 (2025)
Deeds & Mortgages	Aug 2026 Sale Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`193.006.04014013`

Property Details

APN / Parcel Number

Primary APN	`193.006.04014013`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	530 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Bi-Level
Construction Type	Frame
Foundation Type	Raised
Lot Area	14,998 sqft (0.344 acres)
Lot Dimensions	80 ft deep x 140 ft wide
Porch	Open Frame Porch
Porch Area	456 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 N MILL ST
City	FESTUS
State	MO
Zip	63028-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	DANIEL MCALLISTER LOT 3 OF LOT 23
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	DANIEL MCALLISTER
Legal Block	4
Legal Lot Number	3,23
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	4
Census Block	4017
Census Tract	700801

Owner

Source: Jefferson County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 N MILL ST, FESTUS, MO 63028-1822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer CONTINENTAL TITLE
Feb 22, 2024	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026
Deed Sale	Aug 5, 2026
Prior Sale	Feb 22, 2024 · Amount on Record
Deed Document Number	202621472
Prior Transfer Date	Oct 19, 2023
Prior Transfer Doc	0000027346
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 5, 2026
Property Address	406 N MILL ST, FESTUS, MO 63028-1822
Document Number	0000021472
Instrument Date	Jul 29, 2026
Instrument	202621472
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 N MILL ST, FESTUS, MO 63028-1822

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 22, 2024
Property Address	406 N MILL ST, FESTUS, MO 63028-1822
Document Number	0000004024
Map Reference	MB 2 PG 17
Instrument Date	Feb 16, 2024
Instrument	2024R-004024
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 489, WRIGHT CITY, MO 63390-0489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 N MILL ST, FESTUS, MO 63028-1822

Mortgage

Document Number	0000004025
Date	Feb 22, 2024
Instrument	2024R-004025

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,600 (-) Land $1,500 Building $19,100	$108,400 (-) Land $8,100 Building $100,300
2025	$1,130.00 (+14.72%)	$20,600 (+18.39%) Land $1,500 Building $19,100	$108,400 (-) Land $8,100 Building $100,300
2024	$985.00 (-13.6%)		$108,400 (+17.83%) Land $8,100 Building $100,300
2023	$1,140.00	$17,400 Land $1,500 Building $15,900	$92,000 Land $8,100 Building $83,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	21 (1982–2024)
Claims Outside the SFHA	5 of 21
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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