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  5. Forest Ave

415 Forest Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 415 Forest Ave, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,336 sqft · built 1953
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$101,000 (Jan 2022)
Tax Bill$2,367 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jan 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN003-40-04-020.00

Property Details

APN / Parcel Number

Primary APN003-40-04-020.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,336 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address415 FOREST AVE
CityERLANGER
StateKY
Zip41018-1629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFITZGERALD SEC 2 LOT 2 & PT 3
Legal SubdivisionFITZGERALD
Legal Phase2
Legal Lot Number2,3
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2011
Census Tract64300

Owner

Source: Kenton County records · APN 003-40-04-020.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address415 FOREST AVE, ERLANGER, KY 41018-1629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Deed of Trust, Mortgage · VA Mortgage
ADVANTAGEFIRST LENDING INC
Jan 10, 2022Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
May 26, 2022Deed of Trust, Mortgage · Line of Credit
L&N FCU
Jan 04, 2022Correction Deed
BRIDGETRUST TITLE GROUP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 06, 2022 · Amount on Record
Deed SaleJan 06, 2022 · Amount on Record
Deed Document Number2022267
Deed Book / Page141 / 13
Prior Transfer DateDec 20, 2021
Prior Transfer Doc0005900227
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address415 FOREST AVE, ERLANGER, KY 41018-1629
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 FOREST AVE, ERLANGER, KY 41018-1629

Mortgage

Document Number0000005795
DateMar 23, 2026
Book Page404/455
Instrument26059000005795
Lender
NameADVANTAGEFIRST LENDING INC
TypeLending Institution
AddressLAKE FOREST, CA 92630
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address415 FOREST AVE, ERLANGER, KY 41018-1629
Transaction TypeMortgage
Record UpdatedJan 05, 2024
Title CompanyBRIDGETRUST TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0005900086
DateJan 10, 2022
Book Page324/536
Instrument22011005900086
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address415 FOREST AVE, ERLANGER, KY 41018-1629
Transaction TypeMortgage
Record UpdatedJun 08, 2022
Title CompanyBRIDGETRUST TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900157
DateMay 26, 2022
Book Page373/536
Instrument22052605900157
Lender
NameL&N FCU
TypeCredit Union
AddressLOUISVILLE, KY 40229
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 25, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionKENTON KY
Recording DateJan 04, 2022
Property Address415 FOREST AVE, ERLANGER, KY 41018-1629
Document Number0005900227
Book / Page140 / 271
Instrument DateDec 20, 2021
Instrument22010405900227
Record UpdatedJan 17, 2022
Title CompanyBRIDGETRUST TITLE GROUP

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1347 THEODORE PL, ERLANGER, KY 41018-3851

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,367.00 (+1.54%)$179,500 (-) Land $25,000 Building $154,500$179,500 (-) Land $25,000 Building $154,500
2023$2,331.00$179,500 Land $25,000 Building $154,500$179,500 Land $25,000 Building $154,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 281 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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