418 Forest Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 418 Forest Ave, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,336 sqft · built 1954
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$212,000 (Apr 2022)
Tax Bill$2,796 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Apr 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN003-40-09-027.00

Property Details

APN / Parcel Number

Primary APN003-40-09-027.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,336 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address418 FOREST AVE
CityERLANGER
StateKY
Zip41018-1630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFITZGERALD SEC 2 LOT 16
Legal SubdivisionFITZGERALD
Legal Phase2
Legal Lot Number16
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2010
Census Tract64300

Owner

Source: Kenton County records · APN 003-40-09-027.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address418 FOREST AVE, ERLANGER, KY 41018-1630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2022Deed of Trust, Mortgage · Line of Credit
LEXINGTON-FAYETTE URBAN COUNTY GOV
Apr 06, 2022Warranty Deed, Transfer · FHA Mortgage
LEXINGTON-FAYETTE URBAN COUNTY GOV
Oct 14, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
GUARDIAN SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 06, 2022 · Amount on Record
Deed SaleApr 06, 2022 · Amount on Record
Prior SaleOct 14, 2021 · Amount on Record
Deed Document Number2022143
Deed Book / Page158 / 114
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address418 FOREST AVE, ERLANGER, KY 41018-1630
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title Company360 AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 FOREST AVE, ERLANGER, KY 41018-1630

Mortgage

Document Number0005900145
DateApr 06, 2022
Book Page357/706
Instrument22040605900145
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMay 01, 2032

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 06, 2022
Property Address418 FOREST AVE, ERLANGER, KY 41018-1630
Document Number0005900143
Book / Page158 / 114
Map ReferencePL 599
Instrument DateApr 04, 2022
Instrument22040605900143
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 5, PERRY PARK, KY 40363-0005

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 FOREST AVE, ERLANGER, KY 41018-1630

Mortgage

Document Number0005900144
DateApr 06, 2022
Instrument22040605900144
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Mortgage

Document Number0005900145
DateApr 06, 2022
Book Page357/706
Instrument22040605900145
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMay 01, 2032

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 14, 2021
Property Address418 FOREST AVE, ERLANGER, KY 41018-1630
Document Number0005900016
Book / Page123 / 742
Map ReferencePL 599
Instrument DateOct 05, 2021
Instrument21101405900016
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyPROMINENT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2288 BRITT DR, 2288, HEBRON, KY 41048-9513

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 FOREST AVE, PERRY PARK, KY 40363

Mortgage

Document Number0005900293
DateOct 18, 2021
Book Page286/690
Instrument21101805900293
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,796.00 (+1.56%)$212,000 (-) Land $25,000 Building $187,000$212,000 (-) Land $25,000 Building $187,000
2023$2,753.00$212,000 Land $25,000 Building $187,000$212,000 Land $25,000 Building $187,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 281 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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