411 Forest Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 411 Forest Ave, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,337 sqft · built 1954
Lot Size0.229 acres (9,976 sqft)
Owner2 Individual Names on Record
Last Sale$203,000 (Mar 2024)
Tax Bill$2,677 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN003-40-04-022.00

Property Details

APN / Parcel Number

Primary APN003-40-04-022.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,337 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area9,976 sqft (0.229 acres)
Lot Dimensions199 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address411 FOREST AVE
CityERLANGER
StateKY
Zip41018-1629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFITZGERALD SEC 1 LOT 9 50'X 199.51' IRREG
Legal SubdivisionFITZGERALD
Legal Phase1
Legal Lot Number9
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2011
Census Tract64300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address411 FOREST AVE, ERLANGER, KY 41018-1629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2024Warranty Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP
Jun 4, 2020Warranty Deed, Transfer · FHA Mortgage
AMERICAN MTG SVC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2024 · Amount on Record
Deed SaleMar 1, 2024 · Amount on Record
Prior SaleJun 4, 2020 · Amount on Record
Deed Document Number2024168
Deed Book / Page272 / 258
Prior Transfer DateMay 4, 2012
Prior Transfer Doc0005900106
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 1, 2024
Property Address411 FOREST AVE, ERLANGER, KY 41018-1629
Document Number0005900168
Book / PageKC 272 / 258
Map ReferencePL 593
Instrument DateFeb 29, 2024
Instrument24030105900168
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address411 FOREST AVE, ERLANGER, KY 41018-1629

Mortgage

Document Number0005900169
DateMar 1, 2024
Instrument24030105900169
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 4, 2020
Property Address411 FOREST AVE, ERLANGER, KY 41018-1629
Document Number0000000059
Book / Page000024 / 000505
Instrument DateMay 29, 2020
Instrument59
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$134.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 FOREST AVE ERLANGER KY 410181629, ERLANGER, KY 41018-1629

Mortgage

Document Number60
DateJun 4, 2020
Book Page000M52/000777
Instrument60
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 3, 2050

Mortgage

Document Number61,
DateJun 4, 2020
Book Page000M52/000792
Instrument61
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
AmountAmount Recorded
Term120 Months
DueJun 3, 2030

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,000 (-) Land $25,000 Building $178,000$203,000 (-) Land $25,000 Building $178,000
2025$2,677.00 (+23.08%)$203,000 (+21.19%) Land $25,000 Building $178,000$203,000 (+21.19%) Land $25,000 Building $178,000
2023$2,175.00$167,500 Land $25,000 Building $142,500$167,500 Land $25,000 Building $142,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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