St. Johns County property record for 404 Emslie Ter, Saint Augustine, FL 32095 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,315 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $525,000 (2023) |
| Tax Bill | $5,826.00 (2025) |
| Primary APN | 071762-1090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 2,315 sqft Living Area |
| Gross Area | 3,197 sqft Gross Area |
| 1st Floor | 2,315 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,890 sqft (0.25 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 682 sqft Garage |
| Porch Area | 244 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 404 EMSLIE TER |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8403 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 53/89-107 KENSINGTON UNIT 2 LOT 109 OR5770/1297 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 33 |
| Legal Subdivision | KENSINGTON UNIT 2 |
| Legal Block | 3 |
| Legal Lot Number | 109 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 071762-1090
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 EMSLIE TER, SAINT AUGUSTINE, FL 32095-8403 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 06, 2023 | Warranty Deed, Construction Loan · Building or Construction Mortgage FIRST NEIGHBORHOOD BANK |
| May 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jul 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2023 · Amount on Record |
| Deed Sale | Jun 06, 2023 · Amount on Record |
| Prior Sale | Jul 19, 2018 · Amount on Record |
| Deed Doc Number | 202343612 |
| Deed Book / Page | 5770 / 1297 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 06, 2023 |
| Property Address | 404 EMSLIE TER, SAINT AUGUSTINE, FL 32095-8403 |
| Document Number | 0057701297 |
| Book / Page | 5770 / 1297 |
| Map Reference | MB 53 PG 89-107 |
| Instrument Date | May 26, 2023 |
| Instrument | 2023043612 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 19, 2023 |
| Title Company | KELLER TITLE AGENCY LLC, KELSEY TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4698 HICKORY OAK DR, BROOKSVILLE, FL 34601-6490 |
| Name | Verified Name |
|---|---|
| Address | 404 EMSLIE TER, ST AUGUSTINE, FL 32095-8403 |
| Document Number | 0057701299 |
|---|---|
| Date | Jun 06, 2023 |
| Instrument | 5770/1299 |
| Name | FIRST NEIGHBORHOOD BANK |
|---|---|
| Type | Bank |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 404 EMSLIE TER, SAINT AUGUSTINE, FL 32095-8403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049351909 |
|---|---|
| Date | May 04, 2020 |
| Book Page | 4935/1909 |
| Instrument | 2020034258 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 19, 2018 |
| Property Address | 404 EMSLIE TER, SAINT AUGUSTINE, FL 32095-8403 |
| Document Number | 0045821493 |
| Book / Page | 4582 / 1493 |
| Map Reference | MB53 PG107 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 2018051705 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | IWATSON TITLE SERVICES OF NO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 162 WORTHINGTON PKWY, 162, SAINT JOHNS, FL 32259-6916 |
| Name | Verified Name |
|---|---|
| Address | 404 EMSLIE TER, SAINT AUGUSTINE, FL 32095-8403 |
| Document Number | 2018051706 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 2018051706 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $457,681 (+2.49%) Land $130,000 Building $327,681 | $457,681 (+2.49%) Land $130,000 Building $327,681 | |
| 2025 | $5,826.00 (+8.75%) Homeowner's exemption | $446,551 (+0.02%) | $446,551 (+0.02%) Land $130,000 Building $316,551 |
| 2024 | $5,357.00 (+58.12%) Homeowner's exemption | $446,444 (+55.95%) | $446,444 (+2.8%) Land $130,000 Building $316,444 |
| 2023 | $3,388.00 (+2.98%) Homeowner's exemption | $286,278 (+3%) | $434,270 (+7.94%) Land $130,000 Building $304,270 |
| 2022 | $3,290.00 Homeowner's exemption | $277,940 | $402,334 Land $112,000 Building $290,334 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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