Westchester County and Mount Vernon City property record for 415 E Prospect Ave, Mount Vernon, NY 10553
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on Record |
| Last Sale | $475,000 (Jan 2026) |
| Tax Bill | $6,531 (2026) |
| Deeds & Mortgages | Feb 2026 Construction Loan Jan 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 550800 165.65-2083-8 |
| Primary APN | 550800 165.65-2083-8 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|
| Account Number | 040040 |
|---|---|
| Street Address | 415 E PROSPECT AVE |
| City | MOUNT VERNON |
| State | NY |
| Zip | 10553-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | DARWOOD |
| Legal Block | 2083 |
| Legal Lot Number | 8.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 4100 |
Source: Westchester County and Mount Vernon City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 332 THRIFT ST, RONKONKOMA, NY 11779-6235 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC |
| Jan 28, 2026 | Administrator's Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2026 · Amount on Record |
| Deed Sale | Jan 28, 2026 · Amount on Record |
| Deed Document Number | 20263388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 415 E PROSPECT AVE, MOUNT VERNON, NY 10553-1113 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | REA ABSTRACT, RAM ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 332 THRIFT ST, RONKONKOMA, NY 11779-6235 |
| Document Number | 0660573547 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 660573547 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 28, 2026 |
| Property Address | 415 E PROSPECT AVE, MOUNT VERNON, NY 10553-1113 |
| Document Number | 0653293388 |
| Map Reference | MAP 2094 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 653293388 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 16, 2026 |
| Title Company | RAM ABSTRACT LIMITED, RAM ABSTRACT LTD |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 246 E 4TH ST, MOUNT VERNON, NY 10553-1403 |
| Name | Verified Name |
|---|---|
| Address | 332 THRIFT ST, RONKONKOMA, NY 11779-6235 |
| Document Number | 0660573547 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 660573547 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,531.00 (-64.71%) | ||
| 2025 | $18,509.00 | $3,800 (-) Land $3,800 | $211,111 (+6.67%) Land $211,111 |
| 2024 | $3,800 (-) Land $3,800 | $197,917 (-10.94%) Land $197,917 | |
| 2023 | $3,800 Land $3,800 | $222,222 Land $222,222 | |
| 2020 | $18,003.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2018–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 7 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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