Westchester County and Mount Vernon City property record for 320 E Prospect Ave, Mount Vernon, NY 10553
| Property Type | Duplex |
|---|---|
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $665,000 (Jun 2020) |
| Tax Bill | $16,371 (2026) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550800 165.64-2079-1 |
| Primary APN | 550800 165.64-2079-1 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Duplex Single |
|---|---|
| Lot Area | 6,534 sqft (0.15 acres) |
| Account Number | 039310 |
|---|---|
| Street Address | 320 E PROSPECT AVE |
| City | MOUNT VERNON |
| State | NY |
| Zip | 10553-1014 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Subdivision | MAP OF THE DELI |
| Legal Block | 2079 |
| Legal Lot Number | 1.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 4100 |
Source: Westchester County and Mount Vernon City records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 E PROSPECT AVE, MOUNT VERNON, NY 10553-1014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2020 · Amount on Record |
| Deed Sale | Jun 26, 2020 · Amount on Record |
| Prior Sale | Feb 1, 2005 · Amount on Record |
| Deed Document Number | 2020601414566 |
| Prior Transfer Date | Dec 29, 2003 |
| Prior Transfer Doc | 0443360209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jun 26, 2020 |
| Property Address | 320 E PROSPECT AVE, MOUNT VERNON, NY 10553-1014 |
| Document Number | 0601414566 |
| Map Reference | MAP 1309 |
| Instrument Date | May 27, 2020 |
| Instrument | 601414566 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 E PROSPECT AVE, 320, MOUNT VERNON, NY 10553-1014 |
| Name | Verified Name |
|---|---|
| Address | 121 ELLIOTT AVE, YONKERS, NY 10705-2304 |
| Investor | Possibly a Property Investor |
| Document Number | 0601763068 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 601763068 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,371.00 | ||
| 2025 | $9,525 (-) Land $3,700 Building $5,825 | $529,167 (+6.67%) Land $205,556 Building $323,611 | |
| 2024 | $9,525 (-) Land $3,700 Building $5,825 | $496,093 (-10.94%) Land $192,708 Building $303,385 | |
| 2023 | $9,525 Land $3,700 Building $5,825 | $557,017 Land $216,374 Building $340,643 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 7 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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