409 E Prospect Ave, Mount Vernon, NY 10553 Property Records

Westchester County and Mount Vernon City property record for 409 E Prospect Ave, Mount Vernon, NY 10553

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$327,750 (Sep 2023)
Tax Bill	$15,468 (2026)
Deeds & Mortgages	Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`550800 165.64-2083-9`

Property Details

APN / Parcel Number

Primary APN	`550800 165.64-2083-9`
Alternative APNs	`080016506420830090000000` `040050`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Account Number	040050
Street Address	409 E PROSPECT AVE
City	MOUNT VERNON
State	NY
Zip	10553-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2083
Legal Lot Number	9.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3011
Census Tract	4100

Owner

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 N COLUMBUS AVE, MOUNT VERNON, NY 10553-1129
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Deed Document Number	20233142
Record Updated	Oct 29, 2026

September 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 26, 2023
Property Address	409 E PROSPECT AVE, MOUNT VERNON, NY 10553-1113
Document Number	0632583142
Map Reference	MAP 2094
Instrument Date	Sep 15, 2023
Instrument	632583142
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	JUDICIAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,312.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 FARSI PROSPECT AVENUE, MOUNT VERNON, NY 10553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 NORTH COLUMBUS AVENUE, IRVINGTON, NY 10533
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,468.00 (-21.3%)
2025	$19,655.00	$9,000 (-) Land $3,900 Building $5,100	$500,000 (+6.67%) Land $216,667 Building $283,333
2024		$9,000 (-37.93%) Land $3,900 Building $5,100	$468,750 (-44.72%) Land $203,125 Building $265,625
2023		$14,500 (-) Land $3,900 Building $10,600	$847,953 (+17.54%) Land $228,070 Building $619,883
2022		$14,500 Land $3,900 Building $10,600	$721,393 Land $194,030 Building $527,363

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20