Westchester County and Mount Vernon City property record for 307 E Prospect Ave, Mount Vernon, NY 10553
| Property Type | Duplex |
|---|---|
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $287,711 (Jul 2017) |
| Tax Bill | $24,569 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550800 165.64-2075-6 |
| Primary APN | 550800 165.64-2075-6 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Duplex Single |
|---|---|
| Lot Area | 6,534 sqft (0.15 acres) |
| Account Number | 038670 |
|---|---|
| Street Address | 307 E PROSPECT AVE |
| City | MOUNT VERNON |
| State | NY |
| Zip | 10553-1023 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Subdivision | THE DELL CHESTER HILL |
| Legal Block | 2075 |
| Legal Lot Number | 6.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 4100 |
Source: Westchester County and Mount Vernon City assessment roll, APN 550800 165.64-2075-6, as of May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 307 E PROSPECT AVE, MOUNT VERNON, NY 10553-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Nov 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 26, 2021 | Deed of Trust, Mortgage · VA Mortgage M & T BANK |
| Jul 07, 2017 | Bargain and Sale Deed, Transfer MAJOR ABSTRACT CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 07, 2017 · Amount on Record |
| Deed Sale | Jul 07, 2017 · Amount on Record |
| Deed Document Number | 2017571813378 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 307 E PROSPECT AVE, MOUNT VERNON, NY 10553-1023 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODICIATON |
| Name | Verified Name |
|---|---|
| Address | 307 E PROSPECT AVE, MOUNT VERNON, NY 10553-1023 |
| Document Number | 0633263277 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 633263277 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 284 Months |
| Due | Jul 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 307 E PROSPECT AVE, MOUNT VERNON, NY 10553-1023 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 307 E PROSPECT AVE, MOUNT VERNON, NY 10553-1023 |
| Document Number | 0623273341 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 623273341 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Jul 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 307 E PROSPECT AVE, MOUNT VERNON, NY 10553-1023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0610853024 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 610853024 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Jul 01, 2047 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 07, 2017 |
| Property Address | 307 E PROSPECT AVE, MOUNT VERNON, NY 10553-1023 |
| Document Number | 0571813378 |
| Map Reference | MAP 1309 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 571813378 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2022 |
| Title Company | MAJOR ABSTRACT CORP |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,152.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 307 E PROSPECT AVE, 307, MOUNT VERNON, NY 10553-1023 |
| Name | Verified Name |
|---|---|
| Address | 155W W 2ND ST, MOUNT VERNON, NY 10550-2922 |
Source: Westchester County and Mount Vernon City assessment roll as of May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,569.00 | $12,500 (-) Land $4,000 Building $8,500 | $694,444 (+6.67%) Land $222,222 Building $472,222 |
| 2024 | $12,500 (-) Land $4,000 Building $8,500 | $651,041 (-10.94%) Land $208,333 Building $442,708 | |
| 2023 | $12,500 Land $4,000 Building $8,500 | $730,994 Land $233,918 Building $497,076 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190041003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2018–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 656 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NY5903441, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MOUNT VERNON WATER DEPARTMENT serves 73,893 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 7 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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