415 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 415 E Franklin St, Troy, OH 45373 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2003
Square Footage	3,050 sqft Living Area
Lot Size	10,890 sqft (0.25 acres)
Occupancy	Owner Occupied
Last Sale	$168,900 (1999)
Tax Bill	$5,191.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`D08-002940`
Alternative APNs	`050627.2-10-012-00` `D08SE003 02400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Building Area	3,050 sqft Living Area
1st Floor	3,120 sqft 1st Floor
Upper Floors	1,490 sqft Upper Floors
Basement Area	1,560 sqft Basement
Unfinished Basement	1,560 sqft Unfinished
Family Room	Family Room
Stories	2 Stories

Exterior

Year Built	Built 1894
Effective Year Built	Effective 2003
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	10,890 sqft (0.25 acres)
Depth X Width	159 ft x 69 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Detached Garage
Garage Area	1,036 sqft Garage
Porch Area	550 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	415 E FRANKLIN ST
City	TROY
State	OH
Zip	45373-3608
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IL 106 68.5
Legal Lot Number	106
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	1
Census Block	1020
Census Tract	365200

Owner

Source: Miami County records · APN D08-002940

Assessment roll updated March 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	415 E FRANKLIN ST, TROY, OH 45373-3608
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 12, 1999 · Amount on Record
Deed Sale	Mar 12, 1999 · Amount on Record
Prior Sale	Aug 16, 1994 · Amount on Record
Record Refreshed	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	415 E FRANKLIN ST, TROY, OH 45373-3608
Document Number	0000009153
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	415 E FRANKLIN ST TROY OH 453733608, TROY, OH 45373-3608

Mortgage

Document Number	0000009153
Date	Jul 30, 2018
Instrument	9153

Lender

Name	NEW CARLISLE FSB
Type	Federal Savings Bank (FSB)
Address	NEW CARLISLE, OH 45344

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 29, 2033

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,191.00 (+55.61%)	$140,390 (+62.45%) Land $10,430 Building $129,960	$401,100 (+62.45%) Land $29,800 Building $371,300
2024	$3,336.00 (+2.24%)	$86,420 (-) Land $10,850 Building $75,570
2023	$3,263.00 (+16.87%)	$86,420 (-) Land $10,850 Building $75,570	$246,900 (-) Land $31,000 Building $215,900
2022	$2,792.00	$86,420 Land $10,850 Building $75,570	$246,900 Land $31,000 Building $215,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.