322 E Commerce St, Milford, MI 48381 Property Records

Oakland County property record for 322 E Commerce St, Milford, MI 48381

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,895 sqft · built 1906
Lot Size	0.262 acres (11,413 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Sep 2025)
Tax Bill	$7,174 (2025)
Deeds & Mortgages	Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`LM-16-11-109-004`

Property Details

APN / Parcel Number

Primary APN	`LM-16-11-109-004`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,895 sqft Living Area
1st Floor Area	1,963 sqft
Basement Area	1,256 sqft
Finished Basement	971 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Colonial
Exterior Material	Block
Construction Type	Concrete Block
Roof Type	Hip
Lot Area	11,413 sqft (0.262 acres)
Lot Dimensions	77 ft deep x 99 ft wide
Garage Area	521 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	553 sqft
Patio Area	393 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	322 E COMMERCE ST
City	MILFORD
State	MI
Zip	48381-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R7E, SEC 10 & 11 PHELPS' ADD. E 3/4 OF LOT 12 & E 3/4 OF N 3/4 OF LOT 13 BLK 7
Legal Range	07E
Legal Township	02N
Legal Section	10
Legal Subdivision	PHELPS' ADD
Legal Block	7
Legal Lot Number	12-13
Jurisdiction	OAKLAND MI
Township / Civil Division	MILFORD
Census Block Group	1
Census Block	1006
Census Tract	132500

Owner

Source: Oakland County records · APN LM-16-11-109-004

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4204 MARSH TRL, MILFORD, MI 48380-3034
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Jan 15, 2014 · Amount on Record
Deed Document Number	2025121351
Deed Book / Page	60560 / 85
Prior Transfer Date	Mar 30, 2012
Prior Transfer Doc	0000061079
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 26, 2025
Property Address	322 E COMMERCE ST, MILFORD, MI 48381-1920
Document Number	0000121351
Book / Page	60560 / 85
Map Reference	LB 2 PG 22
Instrument Date	Sep 19, 2025
Instrument	121351
Transaction Type	Transfer
Record Updated	Oct 06, 2025
Title Company	UNKNOWN, CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Tax	$2,962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 BENNETT ST, MILFORD, MI 48381-2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4204 MARSH TRL, MILFORD, MI 48380-3034

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Milford Charter Township
Municipality	Milford Village
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,174.00 (-6.33%)	$241,490 (+2.52%)	$482,980 (+2.52%)
2024	$7,659.00 (+5.31%)	$235,560 (+0.57%)	$471,120 (+0.57%)
2023	$7,273.00 (+16.07%)	$234,220	$468,440
2021	$6,266.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the North Milford Village Historic District listed 2000 · 266 contributing resources · NRIS 00000391

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
123.Net Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 386 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VILLAGE OF MILFORD serves 6,366 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.