402 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 402 Cornwall Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1940
Square Footage	1,447 sqft Living Area
Lot Size	9,380 sqft (0.215 acres)
Occupancy	Owner Occupied
Last Sale	$130,000 (2021)
Tax Bill	$3,728.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-35-328-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,447 sqft Living Area
1st Floor	1,072 sqft 1st Floor
Attic Area	375 sqft Attic
Attic	1 Attic
Basement Area	1,072 sqft Basement
Finished Basement	225 sqft Finished
Unfinished Basement	1,072 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	9,380 sqft (0.215 acres)
Depth X Width	140 ft x 67 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	576 sqft Garage
Patio Area	548 sqft Patio
Porch	1 Porch
Porch Area	66 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	402 CORNWALL AVE
City	WATERLOO
State	IA
Zip	50702-3818
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	M E GEORGE ADDITION LOT 8
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	M E GEORGE ADDITION
Legal Lot Number	8
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1010
Census Tract	1200

Owner

Source: Black Hawk County records · APN 8913-35-328-001

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	402 CORNWALL AVE, WATERLOO, IA 50702-3818
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Prior Sale	Aug 25, 2020 · Amount on Record
Deed Doc Number	20214091
Record Refreshed	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 25, 2020
Property Address	402 CORNWALL AVE, WATERLOO, IA 50702-3818
Document Number	202100004091
Instrument Date	Aug 14, 2020
Instrument	202100004091
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$207.20
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CORNWALL AVE, WATERLOO, IA 50702-3818

Mortgage

Document Number	202100004092
Date	Aug 25, 2020
Instrument	202100004092

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,728.00 Homeowner's exemption	$179,690 (-0.53%) Land $23,450 Building $156,240	$179,690 (-0.53%) Land $23,450 Building $156,240
2024	$3,728.00 (+36.76%)
2023		$180,640 (+35.81%) Land $23,450 Building $157,190	$180,640 (+35.81%) Land $23,450 Building $157,190
2022	$2,726.00	$133,010 Land $23,450 Building $109,560
2021			$133,010 Land $23,450 Building $109,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.