Black Hawk County property record for 405 Cornwall Ave, Waterloo, IA 50702 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1951 |
| Square Footage | 1,428 sqft Living Area |
| Lot Size | 9,800 sqft (0.225 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $95,000 (2021) |
| Tax Bill | $3,716.00 (2025) |
| Primary APN | 8913-35-326-027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,428 sqft Living Area |
| 1st Floor | 720 sqft 1st Floor |
| Basement Area | 720 sqft Basement |
| Finished Basement | 300 sqft Finished |
| Unfinished Basement | 720 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,800 sqft (0.225 acres) |
| Depth X Width | 140 ft x 70 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 264 sqft Garage |
| Patio Area | 504 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 405 CORNWALL AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3817 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AUDITOR SEARS PLAT NO 1 LOT 20 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | AUDITOR SEARS PLAT NO 1 |
| Legal Lot Number | 20 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 1200 |
Source: Black Hawk County records · APN 8913-35-326-027
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 CORNWALL AVE, WATERLOO, IA 50702-3817 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 22, 2017 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU |
| Sep 16, 2020 | Affidavit of Death of Joint Tenant, Transfer |
| Sep 16, 2020 | Legal Action/Court Order, Foreclosure · Conventional Mortgage VERIDIAN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 16, 2021 · Amount on Record |
| Deed Sale | Sep 16, 2021 · Amount on Record |
| Prior Sale | Sep 16, 2020 · Amount on Record |
| Deed Doc Number | 20215799 |
| Prior Transfer Date | Sep 15, 2021 |
| Prior Transfer Doc | 0000005799 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 405 CORNWALL AVE, WATERLOO, IA 50702-3817 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201700020343 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 2017-00020343 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 16, 2020 |
| Property Address | 405 CORNWALL AVE, WATERLOO, IA 50702-3817 |
| Document Number | 202100005798 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 202100005798 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 16, 2020 |
| Property Address | 405 CORNWALL AVE, WATERLOO, IA 50702-3817 |
| Document Number | 202100005799 |
| Instrument Date | Sep 02, 2020 |
| Instrument | 202100005799 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 10, 2023 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151.20 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 405 CORNWALL AVE, WATERLOO, IA 50702-3817 |
| Document Number | 202100005800 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 202100005800 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Number | 202100005801 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 202100005801 |
| Name | IOWA FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | BOISE, ID 83702 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,716.00 Homeowner's exemption | $179,580 (-1.08%) Land $24,500 Building $155,080 | $179,580 (-1.08%) Land $24,500 Building $155,080 |
| 2024 | $3,716.00 (+29.12%) | ||
| 2023 | $181,540 (+29.75%) Land $24,500 Building $157,040 | $181,540 (+29.75%) Land $24,500 Building $157,040 | |
| 2022 | $2,878.00 Homeowner's exemption | $139,910 Land $24,500 Building $115,410 | |
| 2021 | $139,910 Land $24,500 Building $115,410 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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