Geauga County property record for 412 Chardon Ave, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,260 sqft · built 1996 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Jun 2020) |
| Tax Bill | $6,999 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-165249 |
| Primary APN | 10-165249 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,260 sqft Living Area |
| 1st Floor Area | 1,614 sqft |
| Upper Floors Area | 430 sqft |
| Attic | Attic |
| Attic Area | 432 sqft |
| Basement Area | 1,614 sqft |
| Unfinished Basement | 1,614 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 81 sqft |
| Deck Area | 370 sqft |
| Patio Area | 370 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 005320-6 |
|---|---|
| Street Address | 412 CHARDON AVE |
| City | CHARDON |
| State | OH |
| Zip | 44024-1073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | S/L 21 ROCKY CELLARS SUB #2 RERECORDED |
| Legal Subdivision | ROCKY CELLARS SUB |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | CHARDON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 312201 |
Source: Geauga County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 412 CHARDON AVE, CHARDON, OH 44024-1073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2018 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Jun 29, 2020 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Mar 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on Record |
| Deed Sale | Jun 29, 2020 · Amount on Record |
| Prior Sale | Jun 15, 2012 · Amount on Record |
| Deed Document Number | 2020965734 |
| Deed Book / Page | 2096 / 2207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 412 CHARDON AVE, CHARDON, OH 44024-1073 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020503091 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 2050/3091 |
| Instrument | 201800934797 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 25, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Jun 29, 2020 |
| Property Address | 412 CHARDON AVE, CHARDON, OH 44024-1073 |
| Document Number | 0020962207 |
| Book / Page | 2096 / 2207 |
| Map Reference | VOL 25 PG 104 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 202000965734 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | REVERE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 412 CHARDON AVE, CHARDON, OH 44024-1073 |
| Document Number | 202000965735 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 202000965735 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 412 CHARDON AVE, CHARDON, OH 44024-1073 |
| Document Number | 0020293164 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | CORPORATION SERVICES COMPANY, CORPORATION SVC CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 412 CHARDON AVE CHARDON OH 440241073, CHARDON, OH 44024-1073 |
| Document Number | 0020293164 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 002029/003164 |
| Instrument | 919472 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Federal Savings Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2047 |
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| Municipality | Chardon City |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,999.00 (-0.13%) | $138,530 (-) Land $20,580 Building $117,950 | |
| 2024 | $7,008.00 (+4.1%) | $138,530 (-) Land $20,580 Building $117,950 | |
| 2023 | $6,732.00 (-0.03%) | $138,530 (+20.85%) Land $20,580 Building $117,950 | $395,800 (+20.85%) Land $58,800 Building $337,000 |
| 2022 | $114,630 Land $17,150 Building $97,480 | ||
| 2021 | $6,734.00 | ||
| 2020 | $327,500 Land $49,000 Building $278,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures