Sanders County property record for 415 Cedar St, Thompson Falls, MT 59873 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,008 sqft · built 1978 |
| Lot Size | 0.282 acres (12,327 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,910 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R356325 |
| Primary APN | R356325 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 605 sqft |
| Finished Basement | 605 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,327 sqft (0.282 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000003711 |
|---|---|
| Street Address | 415 CEDAR ST |
| City | THOMPSON FALLS |
| State | MT |
| Zip | 59873-3029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOMPSON FALLS ORIG TOWNSITE, S08, T21 N, R29 W, BLOCK 075, LOT 008, LOTS 8-10 |
| Legal Subdivision | THOMPSON FALLS ORIG TOWNSITE |
| Legal Block | 75 |
| Legal Lot Number | 8-10 |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | THOMPSON FALLS-WEST END |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 202 |
Source: Sanders County records · APN R356325
Assessment roll updated December 31, 2024 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 1711, THOMPSON FALLS, MT 59873-1711 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Feb 12, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 12, 2025 |
| Transfer Doc | 0000335039 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 415 CEDAR ST, THOMPSON FALLS, MT 59873-3029 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | CLARK FORK TITLE INC, CLARK FORK TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000323867 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 323867 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.9% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 20, 2028 |
| Min Rate At Change | 2.99% |
| Max Rate At Change | 4.99% |
| Index | Other |
| Max Rate | 7.99% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | Feb 12, 2025 |
| Property Address | 415 CEDAR ST, THOMPSON FALLS, MT 59873-3029 |
| Document Number | 0000335039 |
| Instrument Date | Feb 12, 2025 |
| Instrument | 335039 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1711, THOMPSON FALLS, MT 59873-1711 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1711, THOMPSON FALLS, MT 59873-1711 |
Source: Sanders County records · Assessment roll updated December 31, 2024 · Last verified January 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Municipality | Thompson Falls City |
| Elementary School District | Thompson Falls Elementary School District (PK - 08) |
| Secondary School District | Thompson Falls High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,910.00 (-12.98%) | $258,000 (+28.04%) | $258,000 (+28.04%) Land $68,852 Building $189,148 |
| 2023 | $2,195.00 | $201,500 | $201,500 Land $34,162 Building $167,338 |
Source: FEMA National Flood Hazard Layer, Sanders County (30089C), updated November 14, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 35% of the US · above 13% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Blackfoot Telephone Cooperative | Fiber | 1,000 / 500 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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