Sanders County property record for 428 Cedar St, Thompson Falls, MT 59873
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 994 sqft · built 1935 |
| Lot Size | 0.322 acres (14,026 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $167,000 (Feb 2008) |
| Tax Bill | $1,770 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R355349 |
| Primary APN | R355349 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 994 sqft Living Area |
| 1st Floor Area | 828 sqft |
| Attic | Attic |
| Attic Area | 166 sqft |
| Basement Area | 180 sqft |
| Unfinished Basement | 180 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,026 sqft (0.322 acres) |
| Lot Dimensions | 104 ft deep x 135 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 20 sqft |
| Deck Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000003303 |
|---|---|
| Street Address | 428 CEDAR ST |
| City | THOMPSON FALLS |
| State | MT |
| Zip | 59873-3029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOMPSON FALLS ORIG TOWNSITE 020, S08, T21 N, R29 W, BLOCK 074, LOT 028, LOTS 26-30, ASSR # 0000003303 |
| Legal Range | 29W |
| Legal Township | 21N |
| Legal Section | 08 |
| Legal Subdivision | THOMPSON FALLS ORIG TOWNSITE |
| Legal Block | 74 |
| Legal Lot Number | 26-30 |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | THOMPSON FALLS-WEST END |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 202 |
Source: Sanders County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1738, THOMPSON FALLS, MT 59873-1738 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING |
| Jan 10, 2017 | Deed of Trust, Mortgage · VA Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2008 · Amount on Record |
| Deed Sale | Feb 22, 2008 · Amount on Record |
| Prior Sale | Jun 20, 2005 · Amount on Record |
| Deed Document Number | 2008274247 |
| Deed Book / Page | 1 / 61408 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | Jul 13, 2026 |
| Property Address | 428 CEDAR ST, THOMPSON FALLS, MT 59873-3029 |
| Document Number | 0000340795 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 2026340795 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 428 CEDAR ST, THOMPSON FALLS, MT 59873-3029 |
| Document Number | 0000340795, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 2026340795 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 30, 2041 |
| Rate | 5.79% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 428 CEDAR ST, THOMPSON FALLS, MT 59873-3029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1/87022 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 1/87022 |
| Instrument | 305137 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: Sanders County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Municipality | Thompson Falls City |
| Elementary School District | Thompson Falls Elementary School District (PK - 08) |
| Secondary School District | Thompson Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,770.00 (-18.28%) | $232,800 (+17.52%) | $232,800 (+17.52%) Land $71,358 Building $161,442 |
| 2023 | $2,166.00 | $198,100 | $198,100 Land $37,272 Building $160,828 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF THOMPSON FALLS serves 1,950 people · EPA ID MT0000341 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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