Sanders County property record for 405 Cedar St, Thompson Falls, MT 59873
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,104 sqft · built 1976 |
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $131,900 (Jul 2007) |
| Tax Bill | $902 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R356515 |
| Primary APN | R356515 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,189 sqft (0.188 acres) |
| Lot Dimensions | 152 ft deep x 54 ft wide |
| Deck Area | 36 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000003794 |
|---|---|
| Street Address | 405 CEDAR ST |
| City | THOMPSON FALLS |
| State | MT |
| Zip | 59873-3029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOMPSON FALLS ORIG TOWNSITE, S08, T21 N, R29 W, BLOCK 075, LOT 14, THF BL 75 LOTS 14-15 |
| Legal Range | 29W |
| Legal Township | 21N |
| Legal Section | 08 |
| Legal Subdivision | THOMPSON FALLS ORIG TOWNSITE |
| Legal Block | 75 |
| Legal Lot Number | 14,15 |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | THOMPSON FALLS-WEST END |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 202 |
Source: Sanders County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1651, THOMPSON FALLS, MT 59873-1651 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Jul 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2007 · Amount on Record |
| Deed Sale | Jul 12, 2007 · Amount on Record |
| Prior Sale | Oct 28, 2005 · Amount on Record |
| Deed Document Number | 2007271378 |
| Deed Book / Page | 1 / 58995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 405 CEDAR ST, THOMPSON FALLS, MT 59873-3029 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | LAKE CNTY LAND TITLE, LAKE COUNTY LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 320654 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 320654 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 405 CEDAR ST, THOMPSON FALLS, MT 59873-3029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 317331 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 317331 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Sanders County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Municipality | Thompson Falls City |
| Elementary School District | Thompson Falls Elementary School District (PK - 08) |
| Secondary School District | Thompson Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $902.00 (-34.54%) | $162,200 (-) | |
| 2025 | $1,378.00 (-24.7%) | $162,200 (+2.21%) | $162,200 (+2.21%) Land $62,902 Building $99,298 |
| 2023 | $1,830.00 | $158,700 | $158,700 Land $26,774 Building $131,926 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF THOMPSON FALLS serves 1,950 people · EPA ID MT0000341 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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