Lake County property record for 415 Cavin Ave, Winthrop Harbor, IL 60096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,190 sqft · built 1989 |
| Lot Size | 0.285 acres (12,406 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Jan 2011) |
| Tax Bill | $3,674 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-04-426-014 |
| Primary APN | 04-04-426-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,190 sqft Living Area |
| Gross Area | 1,718 sqft |
| 1st Floor Area | 1,164 sqft |
| 2nd Floor Area | 26 sqft |
| Upper Floors Area | 26 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Tri-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Fiberglass |
| Lot Area | 12,406 sqft (0.285 acres) |
| Lot Dimensions | 132 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 415 CAVIN AVE |
|---|---|
| City | WINTHROP HARBOR |
| State | IL |
| Zip | 60096-1160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | F H BARTLETTS NORTH SHORE ACRES 1ST ADD; S94.5 N189 W1/2 IN BLK28 BLOCK 28 |
| Legal Subdivision | F H BARTLETTS NORTH SHORE ACRES 1ST ADD |
| Legal Block | 28 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | BENTON |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 860103 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 CAVIN AVE, WINTHROP HARBOR, IL 60096-1160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2011 · Amount on Record |
| Deed Sale | Jan 14, 2011 · Amount on Record |
| Prior Sale | Nov 30, 2009 · Amount on Record |
| Deed Document Number | 20116696322 |
| Record Updated | Oct 29, 2026 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Benton Township |
| Municipality | Winthrop Harbor Village |
| Elementary School District | Winthrop Harbor School District 1 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,317 (+16.84%) Land $9,592 Building $77,725 | $261,977 (+16.84%) Land $28,779 Building $233,198 | |
| 2024 | $3,674.00 (-19.52%) | ||
| 2023 | $4,565.00 (-4.5%) | $74,733 (+14.13%) Land $8,449 Building $66,284 | $224,222 (+14.13%) Land $25,350 Building $198,872 |
| 2022 | $4,780.00 | $65,479 Land $8,233 Building $57,246 | $196,456 Land $24,701 Building $171,755 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTHROP HARBOR serves 6,565 people · EPA ID IL0971950 |
|---|---|
| Water Source | Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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