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209 Cavin Ave, Winthrop Harbor, IL 60096 Property Records

Lake County property record for 209 Cavin Ave, Winthrop Harbor, IL 60096

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,360 sqft · built 2019
Lot Size0.296 acres (12,902 sqft)
OwnerCompany Name on File
Last Sale$221,000 (Oct 2019)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-04-410-006

Property Details

APN / Parcel Number

Primary APN04-04-410-006

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,360 sqft Living Area
Gross Area1,984 sqft
1st Floor Area1,360 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,902 sqft (0.296 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address209 CAVIN AVE
CityWINTHROP HARBOR
StateIL
Zip60096-1125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPATES RESUBDIVISION; LOT 9
Legal SubdivisionPATES RESUBDIVISION
Legal Lot Number9
JurisdictionLAKE IL
Township / Civil DivisionBENTON
Census Block Group3
Census Block3024
Census Tract860103

Owner

209 Cavin Ave is owned by a company that bought it in October 2019.

Source: Lake County records, as of April 29, 2026

Owner of RecordCompany Name on File
Mailing Address209 CAVIN AVE, WINTHROP HARBOR, IL 60096-1125
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2019 · Amount on File
Deed SaleOct 18, 2019 · Amount on File
Prior SaleJan 23, 2015 · Amount on File
Deed Document Number20197601764
Record UpdatedJun 8, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateOct 18, 2019
Property Address209 CAVIN AVE, WINTHROP HARBOR, IL 60096-1125
Document Number0007601764
Instrument DateOct 3, 2019
Instrument7601764
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$331.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8541 90TH AVE #230 PLEASANT PRAIRIE WI 531587312, 230, PLEASANT PRAIRIE, WI 53158-7312

Mortgage

Document Number7601765
DateOct 18, 2019
Instrument7601765
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term180 Months
DueOct 17, 2034
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionBenton Township
MunicipalityWinthrop Harbor Village
Elementary School DistrictWinthrop Harbor School District 1 (PK - 08)
Secondary School DistrictZion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$125,661 Land $9,724 Building $115,937$377,021 Land $29,175 Building $347,846
2023$98,585 Land $8,565 Building $90,020$295,785 Land $25,698 Building $270,087

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 Cavin Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1986)
Most Recent ClaimSep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Cavin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTHROP HARBOR
serves 6,565 people · EPA ID IL0971950
Water SourcePurchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State InspectionApr 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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